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421 Park Ln, Union, MO, 63084

1beds
0baths
450sqft
$65,000
$144price/sqft
$561/moest. monthly cost
$22,440/yrincome needed

About This Home

CHECK OUT NEW PRICE! ** CHARMING & QUAINT CABIN RETREAT IN THE WOODS! NATURE & POTENTIAL COMBINED - Nestled in Fawn Lake Subdivision, just short walk from newly updated park area w/pavilion & playground! This cozy hideaway features a spacious deck perfect for morning coffee, courtyard area, grilling area & fire pit for making memories under the stars. Inside, the cabin offers a warm living space, rustic log-style loft bedroom for true cabin feel. Common bath house nearby in park area for added convenience or plenty of room to expand- add a bath & kitchenette to complete your perfect cabin retreat. Property also boasts extra parking -ideal for guests or outdoor gear along with newer metal storage shed! Some small finishes may be needed to make it your own woodland getaway & there's definitely opportunity to make it even more! Furnishings in cabin stay with property. All this comes with total of 5 lots totaling 1.2 acres. ** Seller has been told possible to put in septic holding tank and pump periodically if wanting to add bathroom in cabin! As well as you can use the 250 gallon water vessels that stay and attach shallow well pump with kit to have hookup if want to add small kitchenette inside as well! "Approx" costs $5000 septic & $400 shallow well setup with water vessels ** * You must Check out the beach & picnic area on Lakeview Ct, the bath house, playground & pavilion party area on Chestnut and the boat access area on Wishwood! All these areas are updated and ready for families to use! *

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
9/10
Union Middle SchoolGrades 6-84.2 mi
5/10
Union High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2014

Materials

  • Construction materials: Masonite,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator
  • Laundry features: None

Basement

  • Basement: Other

Bedroom

  • Features: Floor Covering: Other
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 1

Features

  • Window features: Aluminum Frames,Storm Window(s)
  • Finished area above ground: 450

Great Room

  • Features: Floor Covering: Laminate
  • Level: Main

Heating & Cooling

  • Heating features: Space Heater
  • Cooling features: Ceiling Fan(s),Wall Unit(s)

Interior Area

  • Total interior livable area: 450 sqft

Property

Details

  • Parcel number: 1662401001094000
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Deck
  • Exterior features: Barbecue,Courtyard,Fire Pit,Private Yard,Storage

Lot

  • Lot size: 1.20 Acres
  • Features: Corner Lot,Gentle Sloping,Level,Many Trees,Private,Wooded
  • Lot size dimensions: 1.2 acres

Parking

  • Parking features: Additional Parking,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $328$3,936
Home Insurance *$53$636
Property Taxes $39$468
Electricity $141$1,693
Total$561$6,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,234/yr
40% on housing$16,830/yr
45% on housing$14,960/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 63084$153
Franklin County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 63084$168
Franklin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-25Price change$75,000
2025-10-02Price change$82,000
2025-09-18Price change$87,500
2025-07-14Listed for sale$92,500
2025-07-03Listing removed$70,000
2025-06-24Contingent$70,000
2025-05-18Price change$70,000
2025-04-12Price change$95,000
2024-11-22Price change$100,000
2024-11-06Price change$120,000
2024-07-22Price change$125,000
2024-06-04Listed for sale$130,000

For Sale by Agent

AgentPenny L Rombach
BrokerageDolan, Realtors

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