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2330 Cross St, Philadelphia, PA, 19146

2beds
2baths
840sqft
$144,900
$173price/sqft
$1,136/moest. monthly cost
$45,440/yrincome needed

About This Home

Renovation opportunity in Point Breeze ! Put your knowledge and resources to work and turn this into a beauty the market can't resist. Stone's throw to Wharton Square , 2 min to i76 & 5 min to Center City. Easy to show, put your offer in today !

Getting Around

82
WalkingVery Walkable
62
TransitGood Transit
79
BikeVery Bikeable

Schools

3/10
3/10
South Philadelphia High SchoolGrades PK,9-121.0 mi

Construction

Condition

  • Year built: 1923

Materials

  • Foundation: Other
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 840

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None,Natural Gas

Interior Area

  • Total structure area: 840
  • Total interior livable area: 840 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 364059500
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 686 sqft
  • Lot size dimensions: 14.00 x 49.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $732$8,784
Home Insurance *$33$396
Property Taxes $147$1,764
Electricity $224$2,692
Total$1,136$13,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,948/yr
40% on housing$34,080/yr
45% on housing$30,293/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 19146$234
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19146$488
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$144,900
2026-07-08Listed for sale$154,900
2023-11-18Listing removed--
2023-09-08Sold$143,000
2022-01-21Sold$130,000
2021-11-17Sold$130,000
2021-09-09Pending sale$150,000
2021-08-28Listed for sale$150,000

For Sale by Agent

AgentDoug Gungor
BrokerageColdwell Banker Realty

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