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1048 Pierpoint Ln, Saint Charles, MO, 63303

5beds
4baths
4,374sqft
$575,000
$131price/sqft
$4,085/moest. monthly cost
$163,400/yrincome needed

About This Home

Welcome to the home where holidays are hosted, game nights never end, and memories are made! Offering 5 bedrooms, 3.5 baths, and over three finished levels of living space, this impressive home blends everyday comfort with incredible entertaining spaces. A soaring two-story foyer welcomes you inside, where a flex room that provides the perfect work-from-home retreat, play room or cozy sitting room. Main floor has 9+ ft ceilings. Formal dinning room with arch way. The spacious family room features 5 bay window for lots of natural light and a gas fireplace with marble surround that flows effortlessly into the beautifully appointed kitchen. Plenty of storage on this main floor with cabinets dividing the family room & kitchen, plus a butlers pantry between kitchen and dinning room. Kitchen with 42" cabinetry, granite countertops, butterfly center island, pantry, breakfast room, and abundant workspace for everything from weeknight dinners to holiday baking. Main floor laundry adds everyday convenience. Upstairs, the oversized primary suite is a true retreat with a coffered ceiling, optional sitting room, spa-like bath with dual-height vanity, soaking tub, separate shower, water closet for extra privacy and two walk-in closets. The walk-in closet off of the bathroom is very large. The second walk-in closet is off of the primary bedroom. Three additional bedrooms and full hall bath provide room and comfort for everyone. The upper level hall full bathroom is a split bathroom: the tub/toilet area can be private with a closed door to separate from the vanity areas, there are two separate vanities with one being oversized. The finished lower level is truly the heart of the fun, featuring an incredible custom bar with beautiful stone, built in shelving & storage Plus a Kegerator. Additionally in the finished basement is a spacious recreation room/ media area/ game space, a full bath, and a fifth bedroom that's perfect for overnight guests or in-laws. Step outside to enjoy the fully fenced backyard with irrigation, patio, and plenty of room for backyard football, pets, or summer cookouts. The neighborhood offers even more to love with sidewalks, a community pond and city park/playground just moments away. Thoughtfully updated with a new Zone One HVAC 2026, updated granite countertops and sink 2024, roof 2020, hardwood floor refinishing, basement bar, irrigation system, professional landscaping, fencing, and more. Zoned heating and cooling adds year-round comfort. AT&T Fiber connection. This isn't just a beautiful house, it's a home designed for celebrating life's biggest moments while making everyday living feel just as special!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
9/10
Barnwell Middle SchoolGrades 6-83.0 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick Veneer,Stone Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave,Electric Oven,Built-In Electric Range,Gas Water Heater
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Partially Finished,Full,Sleeping Area,Sump Pump

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 176
  • Dimensions: 16x11

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 140
  • Dimensions: 14x10

Bedroom4

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 150
  • Dimensions: 15x10

Bedroom5

  • Features: Floor Covering: Laminate
  • Level: Lower
  • Area: 176
  • Dimensions: 16x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Den

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Dining Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Family Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 408
  • Dimensions: 24x17

Features

  • Bar,Breakfast Bar,Breakfast Room,Butler Pantry,Ceiling Fan(s),Coffered Ceiling(s),Double Vanity,Dry Bar,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Separate Dining,Separate Shower,Soaking Tub,Solid Surface Countertop(s),Stone Counters,Storage,Tub,Two Story Entrance Foyer,Walk-In Closet(s)
  • Door features: Panel Door(s),Sliding Doors
  • Window features: Bay Window(s),Blinds,Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 1,292
  • Finished area above ground: 3,082

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air,Electric,Zoned

Interior Area

  • Total structure area: 4,374
  • Total interior livable area: 4,374 sqft

Kitchen

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Laundry

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 72
  • Dimensions: 12x6

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 480
  • Dimensions: 30x16

Recreation Room

  • Features: Floor Covering: Laminate
  • Level: Lower
  • Area: 960
  • Dimensions: 32x30

Recreation Room

  • Features: Floor Covering: Laminate
  • Level: Lower
  • Area: 154
  • Dimensions: 14x11

Property

Details

  • Parcel number: 30162A21000046C.0000000
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Front Porch,Patio
  • Exterior features: Private Yard
  • Fencing: Back Yard,Fenced,Gate,Wrought Iron

Lot

  • Lot size: 8,276 sqft
  • Features: Back Yard,Front Yard,Level,Sprinklers In Front,Sprinklers In Rear
  • Lot size dimensions: 126 x 65

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado
Earthquake
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$337$4,044
Property Taxes $507$6,084
Electricity $334$4,008
Total$4,085$49,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,057/yr
40% on housing$122,550/yr
45% on housing$108,933/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 63303$195
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63303$158
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$575,000
2010-02-05Sold--

For Sale by Agent

AgentBrandy M Dudenhoeffer
BrokerageKeller Williams Realty West

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