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1708 Moss Rock Dr, Saint Charles, MO, 63303

2beds
3baths
2,500sqft
$379,900
$152price/sqft
$2,667/moest. monthly cost
$106,680/yrincome needed

About This Home

Tucked away in a quiet St. Charles community, this beautifully maintained and updated condo is a MUST SEE! Before entering the front door, you are greeted by a lush green lawn with beautifully updated landscaping. From the moment you step inside the foyer and into the large dining/gathering area with 9' ceilings, recessed lighting, and beautiful hardwood flooring that all continue throughout the home, you know this place is special. The open kitchen is designed for everyday living and entertaining, featuring stainless steel appliances, updated cabinetry, mosaic tile backsplash, and a bay breakfast area that opens to a private backyard retreat. The backyard presents a park-like atmosphere including a boulder wall and manicured landscaping where you can enjoy your morning coffee or afternoon barbeque. The well-designed lower level offers a recreation area, living space, kitchenette with eating area, and a bonus room. Let’s not forget the spa-like large bathroom with a soaker tub, shower, blue tooth speaker, and high-end tile on the floor and walls. Not only is this home turn-key ready, a new Class IV high impact roof with pivot boots, as well as a new A/C unit, all installed in 2026, give you peace of mind for years to come! 1708 Moss Rock Drive is a rare opportunity and will not last long.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
7/10
Hollenbeck Middle SchoolGrades 6-85.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2011

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick Veneer

Type & Style

  • Home type: Condo
  • Architectural style: Modern,Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Finished,Partially Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Custom Cabinetry,Laminate Counters,Open Floorplan,Pantry,Shower
  • Flooring: Hardwood,Luxury Vinyl,Tile
  • Finished area below ground: 1,058
  • Finished area above ground: 1,442

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Property

Details

  • Parcel number: 300039836000005.0000000
  • Special condition: Standard

Features

  • Levels: One
  • Exterior features: Other,Private Yard
  • Fencing: Fenced

Lot

  • Lot size: 6,560 sqft
  • Features: Back Yard

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Inland Flooding
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$222$2,664
Property Taxes $335$4,020
Electricity $190$2,290
Total$2,667$32,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,440/yr
40% on housing$80,010/yr
45% on housing$71,120/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 63303$194
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63303$158
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$379,900
2026-05-31Listed for sale$379,900
2011-05-24Sold--

For Sale by Agent

AgentPeter Lu
BrokerageEXP Realty, LLC

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