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308 Pointe Loma Blvd, Lake Saint Louis, MO, 63367

4beds
3baths
3,548sqft
$574,900
$162price/sqft
$3,972/moest. monthly cost
$158,880/yrincome needed

About This Home

Beautiful walkout ranch w/large bedrooms and spacious living areas! Entertain and converse easily with others from the kitchen that opens to the adjoining breakfast rm and great room w/vaulted ceilings, fireplace, 5-1/4â baseboards & 3-1/2â casings. Kitchen includes breakfast bar, 42'' cabinets w/crown molding, smooth top range, stainless steel appliances, quartz countertop and large pantry. Head outside onto the Maintanance free deck w/beautiful view. Spacious bedrooms. Master bedroom includes vaulted ceiling, walk-in closet with luxurious bathroom that includes double adult height sinks, separate shower and tub. Finished walk-out lower level with bedroom and bathroom. Additional features include 3 car garage, beautiful curb appeal, lawn irrigation system and low-maintenance exterior and easy to clean vinyl windows by Anderson.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

10/10
Frontier Middle SchoolGrades 6-80.4 mi
9/10
Liberty High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2012

Materials

  • Roof: Shake / Shingle
  • Construction materials: masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch, 1 STORY

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Walk-In Closet(s),Vaulted Ceiling(s),Wired for Data,Den/Office,Open Floorplan,Some Window Treatmnt,Some Wood Floors,Built-In Bookcases,Special Millwork,Family Room
  • Door features: Panel Door(s),Sliding Glass Doors
  • Window features: Some Tilt-In Windows,Some Window Treatmnt
  • Flooring: Carpet,Hardwood
  • Fireplace features: Wood Burning,Gas,Insert,Great Room
  • Fireplace: Yes
  • Finished area below ground: 1356

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,548 sqft

Property

Accessibility

  • Accessibility features: Accessible Kitchen,Accessible Closets,Accessible Full Bath,Accessible Bedroom,Accessible Central Living Area

Details

  • Parcel number: 40046A4830000050000000
  • Special condition: Sale

Features

  • Patio & porch: Deck
  • Exterior features: Vinyl,Brick

Lot

  • Lot size: 10,454 sqft
  • Features: Fencing,Level Lot

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached,Off-street,On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$288$3,456
Property Taxes $507$6,084
Electricity $270$3,251
Total$3,972$47,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,182/yr
40% on housing$119,160/yr
45% on housing$105,920/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 63367$181
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63367$184
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Price change$564,900
2026-06-09Listed for sale$574,900
2025-09-01Listing removed$579,900
2025-08-01Price change$579,900
2025-06-27Price change$585,000
2025-06-04Price change$595,000
2025-05-13Listed for sale$610,000
2020-08-28Sold--
2020-05-27Pending sale$419,900
2020-05-14Price change$419,900
2020-01-31Listed for sale$420,000
2013-01-14Sold--
2012-12-13Pending sale$319,900
2012-12-02Listed for sale$319,900

For Sale by Owner

AgentProperty Owner

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