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1509 S 31st St, Philadelphia, PA, 19146

3beds
4baths
2,250sqft
$460,000
$204price/sqft
$3,119/moest. monthly cost
$124,760/yrincome needed

About This Home

Welcome to 1509 S. 31st Street — a beautifully designed 3-bedroom, 3.5-bath residence in the heart of rapidly growing Grays Ferry. Combining modern finishes, generous living spaces, and breathtaking skyline views, this home delivers an elevated city lifestyle with the rare convenience of private parking and multiple outdoor spaces. Step inside to discover a bright, open-concept layout where sun-filled living and dining areas flow effortlessly into a sleek contemporary kitchen, creating the perfect setting for both everyday living and entertaining. Just off the kitchen, a private rear terrace offers an ideal space for morning coffee, outdoor dining, or unwinding after a long day. Upstairs, spacious bedrooms provide flexibility for guests, home offices, or growing households, while the expansive primary suite serves as a true retreat with spa-inspired finishes and thoughtful design details throughout. The crown jewel of the home is the incredible rooftop deck, where sweeping Center City skyline views create an unforgettable backdrop for relaxing or entertaining year-round. Additional highlights include 1-car parking, ample storage, and a functional floor plan designed to maximize both comfort and style. Perfectly positioned just minutes from University City, Graduate Hospital, Fitler Square, CHOP, Penn, and Center City, Grays Ferry continues to attract attention for its accessibility, development, and vibrant neighborhood energy. Enjoy close proximity to the Schuylkill River Trail, local cafés and restaurants, parks, nightlife, major highways, and public transportation—all while living on a fantastic block! 1509 S. 31st Street offers a rare opportunity to own a spacious, modern home with parking, outdoor living, and iconic skyline views in one of Philadelphia’s fastest-evolving neighborhoods.

Getting Around

73
WalkingVery Walkable
56
TransitGood Transit
64
BikeBikeable

Schools

3/10
8/10
GampGrades 5-121.1 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Has Laundry

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,250

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 2,250
  • Total interior livable area: 2,250 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 364430800
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 924 sqft
  • Lot size dimensions: 17.00 x 56.00

Parking

  • Total spaces: 1
  • Parking features: Attached Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Cold Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$105$1,260
Property Taxes $442$5,304
Electricity $246$2,962
Total$3,119$37,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,937/yr
40% on housing$93,570/yr
45% on housing$83,173/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 19146$233
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19146$488
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$460,000
2026-05-30Listed for sale$479,900
2022-02-10Sold$420,000
2021-10-01Sold$420,000
2021-09-20Pending sale$389,900
2021-09-12Contingent$389,900
2021-09-08Listed for sale$389,900
2020-01-08Sold$30,000

For Sale by Agent

AgentEvangeline Gambardella
BrokerageKW Empower

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