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4305 Silver Valley Dr, Columbia, MO, 65203

4beds
3baths
3,786sqft
$779,900
$206price/sqft
$5,194/moest. monthly cost
$207,760/yrincome needed

About This Home

Perched at the top of Copperstone, this walkout ranch now features brand new flooring throughout, including fresh carpet upstairs and luxury vinyl plank in the basement, giving the entire home a clean, modern, move-in ready feel. Designed for both comfort and entertaining, the main level offers a split-bedroom layout, a private primary suite, formal dining, and a bright breakfast room that flows effortlessly for everyday living. Downstairs is where this home truly shines with a full home theater, wet bar, private office, and a spacious fourth bedroom perfect for guests, game nights, or extended stays. Step outside to the fenced backyard ready for relaxing evenings and outdoor gatherings. Complete with a 3-car garage, abundant storage, neighborhood pool and clubhouse access built by JQB!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

10/10
9/10
9/10

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Concrete Perimeter
  • Roof: ArchitecturalShingle

Other

  • Builder name: Jqb

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Speed Internet,Tub/Shower,Stand AloneShwr/MBR,Split Bedroom Design,Walk-In Closet(s),Wet Bar,Breakfast Room,Formal Dining,Granite Counters,Wood Cabinets,Kitchen Island,Pantry
  • Window features: Some Window Treatments
  • Flooring: Wood,Carpet,Tile
  • Fireplace features: Air Circulating,Living Room,Gas,Screen
  • Fireplace: Yes
  • Finished area below ground: 1,800

Full Bathroom

  • Level: Main

Full Bathroom

  • Level: Main

Full Bathroom

  • Level: Lower

Heating & Cooling

  • Heating features: High Efficiency Furnace,Forced Air,Natural Gas
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 3,786
  • Total interior livable area: 3,786 sqft

Property

Details

  • Parcel number: 1680300020590001
  • Zoning description: R-1 One- Family Dwelling*

Features

  • Patio & porch: Covered,Concrete,Back,Deck,Front Porch
  • Fencing: Back Yard,Metal

Lot

  • Lot size: 0.45 Acres
  • Features: Cleared,Rolling Slope
  • Lot size dimensions: 143.75 x 135.71

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,943$47,316
Home Insurance *$430$5,160
Property Taxes $532$6,384
Electricity $289$3,469
Total$5,194$62,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,080/yr
40% on housing$155,820/yr
45% on housing$138,506/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 65203$190
Boone County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 65203$174
Boone County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$870,000
2026-03-23Listed for sale$875,000
2026-03-04Listing removed$3,900
2026-02-12Listed for rent$3,900
2019-08-19Sold--
2019-06-26Listing removed$2,950
2019-06-21Listed for rent$2,950
2019-05-05Listed for sale$424,900
2016-05-26Sold--
2016-03-17Listed for sale$400,000
2015-11-26Listing removed$400,000
2015-09-27Listed for sale$400,000

For Sale by Agent

AgentSean Moore
BrokerageREMAX Boone Realty

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