




1401 Colonial Dr, Saint Charles, MO, 63304
About This Home
This meticulously maintained home was built in 2014 and has had only one owner. The seller is leaving this beauty in move-in ready condition only to downsize. From the moment you step through the front door, you’ll think it’s professionally staged—but this is simply how it’s lived in every day. Designed for both comfortable everyday living and effortless entertaining, the spacious floor plan offers room for a growing family or welcoming out-of-town guests. The main level features a desirable primary suite and convenient main-floor laundry. Tinted living room windows provide added comfort and privacy. Living room window treatments will remain with the home. Situated on a desirable corner lot, the exterior is just as impressive with a rear-entry two-car garage, fenced backyard and in-ground sprinkler system. A section of the patio was lifted June 2026. Once outside, outside, enjoy immediate access to the walking and biking trail located right in front of the home. If shopping and restaurants are your thing, or golf and parks, this home is screaming your name! A short drive in any direction will surely lead you to your favorite places! Additional updates include a 5-year-old roof, dishwasher replaced approximately 4–5 years ago, and microwave replaced approximately 3 years ago. The unfinished lower level offers endless possibilities with an egress window, sump pit and pump, rough-in plumbing for a full bath, and abundant storage space. A home this well cared for is a rare find. Schedule your private showing today!
Getting Around
Schools
Construction
Condition
- Year built: 2014
Materials
- Roof: Architectural Shingle
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Ice Maker,Microwave,Range,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Sump Pump,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Breakfast Bar,Cathedral Ceiling(s),Ceiling Fan(s),Walk-In Closet(s)
- Finished area above ground: 1,993
Heating & Cooling
- Heating features: Electric
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 1,993
- Total interior livable area: 1,993 sqft
Property
Details
- Parcel number: 30018A108001401.0000000
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Patio,Side Porch
- Fencing: Fenced,Vinyl
Lot
- Lot size: 4,791 sqft
- Features: Corner Lot
Parking
- Total spaces: 2
- Parking features: Garage Faces Rear
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,098 | $25,176 |
| Home Insurance * | $259 | $3,108 |
| Property Taxes | $366 | $4,392 |
| Electricity | $152 | $1,826 |
| Total | $2,875 | $34,500 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $415,000 |
| 2015-01-05 | Sold | -- |
