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705 Rutland Dr, Columbia, MO, 65203

5beds
3baths
3,316sqft
$595,000
$179price/sqft
$3,995/moest. monthly cost
$159,800/yrincome needed

About This Home

Welcome to this exceptionally well-maintained walkout home in the peaceful Creek Ridge Subdivision, where quality craftsmanship, thoughtful design, and a picturesque setting come together beautifully. Originally built in 2016, this remarkable home has been meticulously cared for and offers over 3,300 square feet of inviting living space with 5 bedrooms and 3 full bathrooms, 2 fireplaces and a bonus room! The home's stunning curb appeal begins with durable concrete-reinforced siding, elegant stone veneer accents, and beautifully manicured landscaping that creates a warm first impression. Out back, you'll discover a private retreat as the home backs to a deep wooded area, providing a peaceful backdrop, abundant wildlife, and the perfect place to relax and unwind. Inside, the open-concept floor plan is filled with natural light and showcases engineered hardwood and tile flooring throughout the main living areas. The kitchen is both stylish and functional, featuring beautiful white cabinetry, granite countertops, stainless steel appliances, a spacious pantry, and an abundance of workspace for entertaining or everyday living. The spacious primary suite offers a relaxing escape with a luxurious ensuite bath complete with a jetted tub, separate walk-in shower, and generous space to start and end your day in comfort. The finished walkout lower level expands the living space with two additional bedrooms, a full bathroom, a bonus room that could be used as an office, gym, or playroom, and an oversized family room that's ideal for movie nights, game days, or entertaining guests. It's also pre-plumbed for a future wet bar, making it easy to customize the space to fit your lifestyle. Ample storage throughout ensures there's a place for everything. From its exceptional condition and quality finishes to its serene wooded setting, this home offers the perfect blend of comfort, style, and functionality. Opportunities like this don't come along often--schedule your private showing today and experience everything this beautiful Creek Ridge home has to offer.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

8/10
9/10

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Concrete Perimeter

Other

  • Builder name: Hansman

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Disposal,Dishwasher
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Speed Internet,Tub/Shower,Stand AloneShwr/MBR,Split Bedroom Design,Walk-In Closet(s),Kit/Din Combo,Granite Counters,Solid Surface Counters,Wood Cabinets,Kitchen Island
  • Flooring: Wood,Carpet,Laminate,Tile
  • Fireplace features: Living Room,Basement,Gas,Screen
  • Fireplace: Yes
  • Finished area below ground: 1,500

Full Bathroom

  • Level: Main

Full Bathroom

  • Level: Main

Full Bathroom

  • Level: Lower

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 3,316
  • Total interior livable area: 3,316 sqft

Property

Details

  • Parcel number: 20306000501400
  • Lease amount: 0
  • Zoning description: R-1 One- Family Dwelling*

Features

  • Patio & porch: Screened,Covered,Concrete,Back,Deck
  • Has spa: Yes
  • Spa features: Tub/Built In Jetted
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 0.58 Acres
  • Lot size dimensions: 58 x 220

Parking

  • Total spaces: 2
  • Parking features: Attached,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$328$3,936
Property Taxes $406$4,872
Electricity $253$3,038
Total$3,995$47,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,971/yr
40% on housing$119,850/yr
45% on housing$106,533/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 65203$191
Boone County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 65203$174
Boone County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$589,000
2026-07-27Listed for sale$595,000
2016-12-21Sold--

For Sale by Agent

AgentMike Hill, P.C.
BrokerageWeichert, Realtors - House of Brokers

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