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1345 W York St, Philadelphia, PA, 19132

6beds
--baths
3,000sqft
$599,000
$200price/sqft
$5,104/moest. monthly cost
$204,160/yrincome needed

About This Home

Welcome to this exceptional new construction duplex built in 2023, offering strong cash flow for Investors and long-term upside for Home Buyer. Featuring two expansive 3-bedroom, 3-bathroom units, this property is ideal for both savvy investors and end-users looking to offset their mortgage with rental income. Property Layout: Master Unit (Floors 2 & 3): Spacious 3 Bed / 3 Bath duplex with modern finishes and generous living space JR Unit (Floors 1 & B): 3 Bed / 3 Bath duplex offering a functional layout and private living quarters. Investment Highlights: Current Rental Income: $3,700 per month, Tenants in place for 3+ years, 10-Year Tax Abatement – Significant savings and increased ROI, Projected 13% Cash-on-Cash Return with 75% leverage at 6% interest, Strong long-term cash flow opportunity, This is a turnkey investment with stable tenants and predictable income from day one. Perfect for an End User: Live comfortably in the spacious Master unit while renting out the JR unit to help cover your mortgage. An ideal house-hacking opportunity in a modern, low-maintenance building.

Getting Around

86
WalkingVery Walkable
82
TransitExcellent Transit
56
BikeBikeable

Schools

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Fiberglass
  • Construction materials: Brick,Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Contemporary
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 6

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 3,000 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 371367600
  • Zoning: RM1
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 965 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$1,195$14,340
Property Taxes $552$6,624
Electricity $329$3,949
Total$5,104$61,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,994/yr
40% on housing$153,120/yr
45% on housing$136,106/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 19132$77
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19132$123
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Listed for sale$599,000
2024-10-11Listing removed$650,000
2024-10-11Price change$650,000
2024-10-02Price change$550,000
2024-09-10Listed for sale$560,000
2023-06-13Listing removed--
2023-05-16Listed for rent$1,750
2023-05-11Listing removed$645,000
2023-05-03Price change$645,000
2023-04-17Price change$625,000
2023-03-21Price change$598,000
2023-03-13Price change$618,000
2023-03-04Price change$635,000
2023-01-25Price change$655,000
2023-01-06Price change$650,000
2022-12-16Listed for sale$675,000
2022-03-03Sold$100,000
2020-10-07Sold$63,000
2020-09-03Pending sale$64,900
2020-07-24Listed for sale$64,900
2020-02-10Sold$55,000
2020-01-17Pending sale$59,500
2020-01-15Price change$59,500
2019-12-09Listed for sale$49,500
2014-06-15Listing removed$7,500
2014-05-10Listed for sale$7,500
2013-07-17Sold$8,000

For Sale by Agent

AgentTrish Gesswein
BrokerageHouwzer, LLC

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