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1407 Mackerel Lane Unit 1, Carolina Beach, NC, 28428

4beds
4baths
2,350sqft
$770,000
$328price/sqft
$4,473/moest. monthly cost
$178,920/yrincome needed

About This Home

Enjoy the best of island living in Ocean Palms in Carolina Beach! This spacious four-level property has 4 bedrooms and 4 full baths, providing plenty of room for family, guests, or vacation renters to spread out and relax. The ground level features a versatile bonus room with a pull-out couch, along with a bedroom and full bath - perfect for guests or additional living space. The second floor has an open kitchen, dining, and living area with hardwood floors and crown molding. Step outside to the covered deck, ideal for entertaining. On the third floor, you'll find another bedroom and full bath, along with a private primary suite complete with its own private deck. Head up to the fourth floor rec room featuring a wet bar, mini fridge, and access to a rooftop deck - an incredible spot to take in the weekly summer fireworks. Additional highlights include granite countertops, tile floors in baths, carpeted bedrooms, a metal roof, outdoor shower, ample storage for beach gear and abundant deck space throughout. This furnished home also features a private elevator and is county rated Grade A construction. Located just a short walk to the Ocean Blvd beach access or the Island Greenway via sidewalks, you're perfectly positioned to enjoy everything the island has to offer. Spend your days at Carolina Beach State Park, drive your 4 wheel drive on the beach at Freeman Park, or enjoy local favorites like the weekly summer market, fireworks, movies, bingo, live music, and more. Whether you're looking for a second home, full-time residence, or a vacation rental investment, this property checks all the boxes for coastal living!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

7/10
7/10
Charles P Murray MiddleGrades 6-85.5 mi
5/10
Eugene Ashley HighGrades 9-125.6 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Other,Slab,Pilings
  • Roof: Metal
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built-In Microwave,Washer,Refrigerator,Dryer,Dishwasher,Electric Range
  • Laundry features: Dryer Hookup,Washer Hookup,In Hall,Laundry Closet

Bedroom1

  • Level: Ground

Bedroom2

  • Level: Second

Bedroom3

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Bonus Room

  • Level: Ground

Dining Room

  • Level: Second

Features

  • Walk-in Closet(s),Ceiling Fan(s),Elevator,Furnished,Walk-in Shower,Wet Bar,Blinds/Shades,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet,Tile,Hardwood
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump,Multi Units

Interior Area

  • Total structure area: 2,350
  • Total interior livable area: 2,350 sqft

Kitchen

  • Level: Second

Living Room

  • Level: Second

Master Bedroom

  • Level: Third

Other

  • Level: Fourth

Property

Details

  • Parcel number: R09017004023001
  • Zoning: MH
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Patio & porch: Open,Covered,Deck
  • Exterior features: Outdoor Shower,End Unit
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 2200 - 2399

Parking

  • Parking features: Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Coastal Flooding
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,893$46,716
Home Insurance *$90$1,080
Property Taxes $272$3,264
Electricity $218$2,626
Total$4,473$53,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,360/yr
40% on housing$134,190/yr
45% on housing$119,280/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 28428$357
New Hanover County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 28428$466
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$770,000
2009-03-06Sold$372,900

For Sale by Agent

AgentKristen M Dunn
BrokerageBlueCoast Realty Corporation

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