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20745 NE Comet Ln, Bend, OR, 97701

3beds
3baths
2,088sqft
$549,000
$263price/sqft
$3,859/moest. monthly cost
$154,360/yrincome needed

About This Home

Welcome home to this beautifully maintained 3-bedroom, 2.5-bath residence featuring a spacious loft and abundant natural light. Located directly across from Boyd Park, you'll enjoy picturesque park views and easy access to community amenities including a playground, walking trails, and basketball court. Inside, you'll find an inviting open layout with laminate wood floors, gas fireplace, brand new carpet, and solid surface counters. The kitchen showcases stainless steel appliances and ample storage. The large loft offers additional flexible living space — perfect for an office, playroom, or entertainment area. With high end finishes and a prime location in a sought-after neighborhood, this home offers comfort, convenience, and charm.

Getting Around

38
WalkingCar-Dependent
12
TransitMinimal Transit
38
BikeSomewhat Bikeable

Schools

6/10
7/10
Sky View Middle SchoolGrades 6-81.0 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Stemwall
  • Roof: Composition
  • Construction materials: Frame

Other

  • Builder name: Pahlisch

Type & Style

  • Home type: SingleFamily
  • Architectural style: Northwest
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s),Double Vanity,Enclosed Toilet(s),Linen Closet,Pantry,Shower/Tub Combo,Solid Surface Counters,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Vinyl
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,088
  • Total interior livable area: 2,088 sqft

Property

Details

  • Parcel number: 261138
  • Zoning description: RS
  • Special condition: Standard
  • Exclusions: Fridge in the garage

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Porch
  • Fencing: Fenced
  • Has view: Yes
  • View description: Park/Greenbelt,Territorial

Lot

  • Lot size: 3,049 sqft
  • Features: Drip System,Landscaped,Level,Sprinkler Timer(s)

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Attached,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$114$1,368
Property Taxes $780$9,360
Electricity $189$2,273
Total$3,859$46,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,308/yr
40% on housing$115,770/yr
45% on housing$102,906/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 97701$306
Deschutes County$360

vs Homes Sold Last Month

Median $/sqft

ZIP 97701$360
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Listed for sale$549,000
2026-04-11Pending sale$549,000
2026-02-28Listed for sale$549,000
2026-02-24Pending sale$549,000
2026-01-16Price change$549,000
2025-12-05Listed for sale$570,000
2023-12-22Listing removed--
2023-12-05Price change$2,495
2023-11-28Listed for rent$2,595
2021-07-22Listing removed--
2021-07-02Listed for rent$2,595
2019-11-14Listing removed$1,795
2019-10-17Listed for rent$1,795
2019-03-01Listing removed$1,795
2019-02-11Price change$1,795
2019-01-29Price change$1,895
2019-01-16Listed for rent$1,950
2019-01-14Listing removed$375,000
2018-11-05Listed for sale$375,000
2016-04-19Listing removed$1,625
2016-03-14Price change$1,625
2016-01-25Listed for rent$1,695
2014-04-08Listing removed$1,595
2014-03-09Price change$1,595
2014-02-28Listed for rent$1,695
2012-11-09Sold$229,000

For Sale by Agent

AgentJenna Merry Swain
BrokerageNinebark Real Estate

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