4312 Spruce St, Philadelphia, PA, 19104
About This Home
Fully renovated twin in Spruce Hill section of University City. The property has been leased over the past couple of years and is ideal for either an investor or owner-occupant. Property features new gourmet kitchen, hardwood and tile flooring, finished basement, 5 bedrooms, and 4 full baths.
Getting Around
Walker's Paradise
Excellent Transit
Biker's ParadiseSchools
Construction
Condition
- Property condition: Excellent
- Year built: 1925
Materials
- Foundation: Stone
- Roof: Flat,Asphalt,Tar/Gravel
- Construction materials: Masonry
Notable Dates
- Major remodel year: 2017
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Electric Water Heater
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 4
- Main level bedrooms: 5
Features
- Finished area below ground: 0
- Finished area above ground: 3,780
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,780
- Total interior livable area: 3,780 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 272043700
- Attached to another structure: Yes
- Zoning: RTA-1
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Patio & porch: Patio
- Frontage length: Road Frontage: 23
Lot
- Lot size: 2,760 sqft
- Lot size dimensions: 23.00 x 120.00
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Inland Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,918 | $47,016 |
| Home Insurance * | $1,008 | $12,096 |
| Property Taxes | $725 | $8,700 |
| Electricity | $414 | $4,976 |
| Total | $6,065 | $72,780 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-02 | Listed for sale | $775,000 |
| 2026-01-05 | Listing removed | $850,000 |
| 2025-11-17 | Listing removed | $4,750 |
| 2025-06-23 | Listed for rent | $4,750 |
| 2025-06-23 | Listing removed | $4,900 |
| 2025-06-11 | Listed for sale | $850,000 |
| 2025-04-09 | Listed for rent | $4,900 |
| 2023-06-07 | Listing removed | -- |
| 2023-06-05 | Listed for rent | $4,000 |
| 2023-03-21 | Listing removed | -- |
| 2023-01-12 | Price change | $5,000 |
| 2022-12-04 | Listed for rent | $4,500 |
| 2022-10-14 | Listing removed | -- |
| 2022-08-08 | Listed for rent | $5,000 |
| 2022-07-14 | Listing removed | -- |
| 2022-07-01 | Price change | $5,500 |
| 2022-05-04 | Listed for rent | $6,000 |
| 2019-09-19 | Listing removed | $4,000 |
| 2019-04-03 | Listed for rent | $4,000 |
| 2018-07-03 | Listing removed | $3,600 |
| 2018-03-26 | Listed for rent | $3,600 |
| 2016-10-28 | Listing removed | $3,500 |
| 2016-07-16 | Listing removed | $4,000 |
| 2014-05-26 | Listing removed | $3,300 |
| 2014-04-22 | Listed for rent | $3,300 |
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