523 S 55th St, Philadelphia, PA, 19143
About This Home
✨ Welcome to 523 S. 55th Street! Beautifully renovated 4-bedroom, 2 full bathroom, 1 half bathroom home in the heart of Cobbs Creek. ☀ The first floor features an open layout with a spacious living room, dining area, a modern kitchen with brand-new appliances, and a convenient powder room. The home also has all-new HVAC, electrical, plumbing, and quality finishes throughout. 🛏 Upstairs you'll find three spacious bedrooms, including a large primary Bedroom filled with natural sunlight, a private full bathroom, The two additional bedrooms are generously sized as well. 🏠 The finished walkout basement includes a fourth bedroom and offers additional living space that's perfect for a family room, home office, or guest area, with direct access to the backyard. Enjoy the front porch, a nicely sized backyard, and all the space this home has to offer. Conveniently located near Cobbs Creek Park, public transportation, shopping, restaurants, schools, and just a short drive to University City and Center City. Schedule your showing today, join us for an open house or call for a private tour! Staged images are virtual and for inspirational purposes.
Getting Around
Somewhat Walkable
Excellent Transit
Biker's ParadiseSchools
Construction
Condition
- Year built: 1925
Materials
- Foundation: Brick/Mortar
- Construction materials: Masonry
Notable Dates
- Major remodel year: 2026
Type & Style
- Home type: Townhouse
- Architectural style: Straight Thru
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Area: 885
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 4
Features
- Finished area below ground: 885
- Finished area above ground: 1,608
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,493
- Total interior livable area: 2,493 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 463187200
- Zoning: RSA5
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 1,552 sqft
- Lot size dimensions: 16.00 x 97.00
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $118 | $1,416 |
| Property Taxes | $342 | $4,104 |
| Electricity | $273 | $3,282 |
| Total | $2,502 | $30,024 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Listed for sale | $349,900 |
| 2026-08-11 | Contingent | $349,900 |
| 2026-08-01 | Listed for sale | $349,900 |
| 2026-02-27 | Sold | $127,500 |
| 2025-10-21 | Sold | $102,000 |
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