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340 Saint Andrews Dr, Oakland, TN, 38060

4beds
3baths
2,142sqft
$399,999
$187price/sqft
$2,941/moest. monthly cost
$117,640/yrincome needed

About This Home

Discover luxury low-maintenance living in this stunning 2023 construction home in The Villas at Fair Oaks. Perfectly positioned on hole 13 of Fair Oaks Golf Club, enjoy beautiful fairway views from your screened-in patio. This open-concept home features soaring 9-ft ceilings, plantation shutters, designer wallpaper, custom-built closets and several gorgeous upgrades. All appliances stay—including washer & dryer. Two bedrooms down plus expandable attic space. Last of the Callahan floor plan, no other ones for sale. Community pool & clubhouse await, while the HOA covers roof, exterior maintenance, and yard care. Golf course elegance made effortless!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

3/10
Oakland Elementary SchoolGrades PK-50.6 mi
4/10
West Junior High SchoolGrades 6-82.2 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Brick Veneer,Wood/Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range/Oven,Gas Cooktop,Disposal,Dishwasher,Microwave
  • Laundry features: Laundry Room

Bedroom2

  • Features: Smooth Ceiling,Carpet
  • Level: First
  • Area: 132

Bedroom3

  • Features: Shared Bath,Smooth Ceiling,Carpet
  • Level: Second
  • Area: 144

Bedroom4

  • Features: Shared Bath,Smooth Ceiling,Carpet
  • Level: Second
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Area: 320

Dining Room

  • Features: Separate Dining Room
  • Area: 99

Features

  • Primary Down,Luxury Primary Bath,Double Vanity Bath,Separate Tub & Shower,Smooth Ceiling,High Ceilings,Vaulted/Coff/Tray Ceiling,Cable Wired,Walk-In Closet(s),Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Window features: Aluminum Frames,Double Pane Windows
  • Flooring: Part Hardwood,Part Carpet
  • Number of fireplaces: 1
  • Fireplace features: Ventless,In Den/Great Room
  • Fireplace: Yes
  • Attic: Walk-In

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,142 sqft

Kitchen

  • Features: Pantry,Kitchen Island
  • Area: 224

Living Room

  • Features: Great Room

Master Bathroom

  • Features: Double Vanity,Separate Shower,Smooth Ceiling,Tile Floor,Full Bath

Master Bedroom

  • Features: Walk-In Closet(s),Smooth Ceiling,Carpet
  • Level: First
  • Area: 238

Property

Details

  • Parcel number: 087A 087H B01500

Features

  • Stories: 2
  • Pool features: Community,Neighborhood
  • Patio & porch: Porch,Covered Patio

Lot

  • Lot size: 8,712 sqft
  • Features: Level,Landscaped
  • Lot size dimensions: 8;538 SF

Parking

  • Total spaces: 2
  • Parking features: Driveway/Pad,Garage Faces Front
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Earthquake
Heat Wave
Ice Storm
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance $224$2,688
Property Taxes $520$6,240
Electricity $175$2,103
Total$2,941$35,292

Income You'd Need if You Spent...

35% on housing$100,834/yr
40% on housing$88,230/yr
45% on housing$78,426/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 38060$162
Fayette County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 38060$176
Fayette County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$410,000
2023-08-01Sold$367,054
2023-06-08Pending sale$367,054
2023-06-08Listed for sale$367,054

For Sale by Agent

AgentAnna Grace Green
BrokerageKeller Williams

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