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223 Deer Fern Dr, Somerset, PA, 15501

4beds
4baths
3,760sqft
$1,225,000
$326price/sqft
$8,524/moest. monthly cost
$340,960/yrincome needed

About This Home

Welcome to 223 Deer Fern Drive in Fern Mt Development. Experience Rustic Living at its finest in this Newer Construction 1 year old home. Situated on 3 lots, almost 6 acres in the Laurel Highlands minutes to Hidden Valley, 7Springs & the Turnpike, walkable to state forest hunting & hiking trails or hop on your snowmobile to ride out your door. Step inside this beautiful timber frame of 3700 sq ft to spectacular details, such as 2 story great room with beamed ceilings & massive stone fireplace, gorgeous kitchen with granite counters and custom cabinets, hickory plank floors, knotty pine ceilings, oversized solid wood panel doors, 3 bay garage, modern farmhouse fixtures, and much more. Master Bedroom Suite on the main floor features a walk-in closet & lg Bathroom with soaking tub and access to the laundry room. Upstairs you will find the 2nd suite plus 24x16 loft & balcony overlooking great room! Finish the space above the garage for a game room. Concrete covered Outdoor living space.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Donegal El SchoolGrades K-44.9 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2024

Materials

  • Roof: Asphalt
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dryer,Dishwasher,Disposal,Refrigerator,Stove,Trash Compactor,Washer

Bedroom2

  • Level: Upper
  • Dimensions: 16x13

Bedroom3

  • Level: Upper
  • Dimensions: 16x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Den

  • Level: Upper
  • Dimensions: 18x16

Dining Room

  • Level: Main
  • Dimensions: Open

Entry Foyer

  • Level: Main
  • Dimensions: 9x8

Features

  • Kitchen Island,Window Treatments
  • Window features: Multi Pane,Window Treatments
  • Flooring: Ceramic Tile,Other
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Geothermal
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,760
  • Total interior livable area: 3,760 sqft

Kitchen

  • Level: Main
  • Dimensions: 15x12

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Dimensions: 36x22

Master Bedroom

  • Level: Main
  • Dimensions: 17x16

Property

Details

  • Parcel number: 4622000147

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5.69 Acres
  • Lot size dimensions: 5.69

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,194$74,328
Home Insurance *$693$8,316
Property Taxes $1,225$14,700
Electricity $412$4,950
Total$8,524$102,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$292,251/yr
40% on housing$255,720/yr
45% on housing$227,306/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 15501$109
Westmoreland County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 15501$115
Westmoreland County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-25Price change$1,250,000
2025-12-18Price change$1,300,000
2025-10-23Price change$1,350,000
2025-09-25Listed for sale$1,450,000

For Sale by Agent

AgentErin Mikolich
BrokerageBERKSHIRE HATHAWAY THE PREFERRED REALTY

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