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26 Cedar Ridge Cir, Crossville, TN, 38558

4beds
4baths
2,594sqft
$749,000
$289price/sqft
$4,989/moest. monthly cost
$199,560/yrincome needed

About This Home

Welcome to this exceptional custom-built home, completed in 2020, where thoughtful design meets timeless craftsmanship. Offering expansive one-level living, this home features an open-concept floor plan anchored by a breathtaking great room with soaring 11-foot ceilings, warm wood tones, engineered hardwood flooring throughout, and oversized windows that fill the home with natural light. A grand library welcomes you upon entry with impressive 14-foot ceilings, creating the perfect space for a home office, reading room, or formal sitting area. The gourmet kitchen is beautifully appointed with granite countertops, stainless steel appliances, abundant cabinetry, and seamless flow into the living and dining areas - ideal for both everyday living and entertaining. The spectacular 20' x 13' sunroom showcases walls of windows overlooking the private backyard and provides direct access to the expansive 29' x 13' Trex deck with premium AFCO railing. The luxurious primary suite also enjoys private deck access and offers dual walk-in closets, a spa-inspired bath with a soaking tub, walk-in tiled shower, dual granite vanities, and soft-close cabinetry. Three additional bedrooms provide incredible flexibility for guests, hobby rooms, home offices, or additional living spaces. Ample storage is found throughout the home, while the approximately 440-square-foot heated and cooled workshop - with its own mini-split system and convenient half bath - offers endless possibilities as a workshop, fitness studio, golf simulator, wine cellar, craft room, or future flex space. Situated on a premium .59-acre homesite in desirable Fairfield North, this property enjoys an additional 2.94 acres of common area directly behind the home, providing exceptional privacy and green space. Residents appreciate underground utilities, natural gas, curbed streets, and spacious homesites throughout the neighborhood. Seasonal mountain views from the front of the home provide the perfect finishing touch to this remarkable property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
5/10

Construction

Condition

  • Year built: 2020

Materials

  • Construction materials: Fiber Cement,Stone,Brick,Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater,Dishwasher,Microwave,Range,Refrigerator

Basement

  • Basement: Crawl Space,Bath/Stubbed,Slab

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Walk-In Closet(s),Kitchen Island,Pantry,Eat-in Kitchen
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Stone,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Wall Unit(s),Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,594
  • Total interior livable area: 2,594 sqft

Property

Details

  • Parcel number: 066G C 02800 000

Features

  • Exterior features: Irrigation System
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.59 Acres
  • Features: Cul-De-Sac,Wooded
  • Lot size dimensions: 174.48 x 205

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance $288$3,456
Property Taxes $704$8,448
Electricity $210$2,529
Total$4,989$59,868

Income You'd Need if You Spent...

35% on housing$171,051/yr
40% on housing$149,670/yr
45% on housing$133,040/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 38558$179
Cumberland County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 38558$209
Cumberland County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$749,000
2026-07-28Listed for sale$749,000
2019-04-03Sold$45,000

For Sale by Agent

AgentSarah Doran
BrokerageGlade Realty

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