See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

323 Riverview Dr, Crossville, TN, 38555

5beds
3baths
2,804sqft
$899,000
$321price/sqft
$6,630/moest. monthly cost
$265,200/yrincome needed

About This Home

LUXURY DESIGNED RIVERFRONT HOME WITH A CHEF'S KITCHEN AND CUSTOM DECKS ON OBED RIVER! Situated in one of Crossville's most desired neighborhoods within city limits, this exquisite brick residence delivers privacy on an impressive lot just under 2 acres featuring 325 feet of pristine Obed River frontage. Enjoy the best of both worlds: a secluded retreat just moments from shops, restaurants, schools, parks, the hospital, and downtown. Spanning 2,804 sq ft, this stunning 5 bedroom, 3 bathroom home is an entertainer's dream. The outdoor space is truly world-class, defined by custom, architecturally designed upper and lower decks (over $100K invested) installed by Jeff Woods Construction. Experience seamless indoor and outdoor living with remote-controlled retractable screens, ensuring year-round riverfront enjoyment regardless of the weather. The kitchen is a statement of modern luxury with its quartz countertops, retractable fan lighting, stainless steel appliances including a brand new Forno gas range (April 2025) and a massive 60 sq ft island (10' x 6') - perfect for hosting - complemented by a generous pantry. In the living room cozy up to the double-sided gas fireplace. The main level offers the primary suite with its own bathroom and walk-in closet and another full bathroom and two guestrooms. On the lower level enjoy a spacious second living area or game room complete with mini bar area. On this level is a full bathroom and 2 more rooms that can be used as bedrooms, an office, or craft room. Unmatched flexibility is provided by the rare 5 car garage with 3 bays on main level (garage is 34' x 25') and 2 more bays on the lower level (garage is 23' x 24') with a U-shaped refinished driveway for extra convenience. Thoughtful details include a new QA-Deluxe 5500 energy efficient whole house fan (2025), tankless water heater, central vacuum, security system, and new hardwood flooring in the main floor bedrooms. Here is your coveted chance to own a high-end designed riverfront property offering peaceful luxury and unparalleled convenience within the beautiful city limits of Crossville, TN. Buyer to verify all information before making an informed offer.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

4/10
4/10

Construction

Condition

  • Year built: 2020

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s),Kitchen Island,Pantry,Eat-in Kitchen,Central Vacuum,Bonus Room
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,804
  • Total interior livable area: 2,804 sqft

Property

Details

  • Parcel number: 087I C 018.00

Features

  • Has view: Yes
  • View description: Country Setting,Trees/Woods
  • Waterfront features: River

Lot

  • Lot size: 1.66 Acres
  • Features: Private,Wooded
  • Lot size dimensions: 189 x 324 x 325 x 291

Parking

  • Total spaces: 5
  • Parking features: Garage Faces Side,Off Street,Garage Door Opener,Attached,Basement,Main Level
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance $556$6,672
Property Taxes $1,302$15,624
Electricity $227$2,733
Total$6,630$79,560

Income You'd Need if You Spent...

35% on housing$227,314/yr
40% on housing$198,900/yr
45% on housing$176,800/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 38555$179
Cumberland County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 38555$187
Cumberland County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$800,000
2026-02-19Price change$899,000
2025-12-09Listed for sale$975,000
2022-10-07Sold$699,000
2022-09-12Pending sale$699,000
2022-09-08Listed for sale$699,000

For Sale by Agent

AgentAndy Peterson
BrokerageeXp Realty, LLC

Similar Homes