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7311 Creek Ridge Dr, Harrison, TN, 37341

6beds
5baths
4,184sqft
$710,000
$170price/sqft
$4,967/moest. monthly cost
$198,680/yrincome needed

About This Home

Custom-built 6BR/5BA home near the water with an easy commute to Ooltewah and downtown Chattanooga. Spacious foyer opens to open-concept living, dining & kitchen. Main-level primary suite features a large en-suite bath with jetted tub, USB-equipped outlets, and a walk-in closet, plus a split-bedroom plan with two more main-level bedrooms. Wide doorways throughout provide accessible, easy-pass clearance. Fully finished basement adds multiple living spaces and a second primary suite with private bath and walk-in closet, perfect for multi-gen living or guests. Carpet has been removed from the basement and stairs, replaced with durable luxury vinyl plank flooring. The kitchen boasts a farmhouse sink, USB outlets, and all-new appliances, including a GE Profile induction cooktop. The washer and dryer stay with the home. New recessed lighting and fixtures have been added throughout the home. All bedrooms have tinted windows except the primary suite. A hybrid water heater was installed in December 2025, and a new garage door opener has also been added. Additional recent updates include fresh interior paint throughout, a flagpole base installed in the front flower bed, overhead storage racks added in the garage and cleared backyard brush for expanded usable outdoor space. This home is equipped with smart technology throughout, including WiFi-enabled dimming switches (including in the master bathroom), a WiFi door code entry system, and a fingerprint keypad lock. Security is covered by a hardwired ADT system protecting all doors and windows, with four keypad access points. Move-in ready. Schedule your showing today!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
Hunter Middle SchoolGrades 6-82.1 mi
3/10
Central High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Other,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Electric Water Heater,Free-Standing Electric Range,Microwave
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Level: First

Bathroom

  • Level: First

Bathroom

  • Level: Basement

Bathroom

  • Level: Basement

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Granite Counters,High Ceilings,Open Floorplan,Pantry,Primary Downstairs,Walk-In Closet(s),Tub/shower Combo,En Suite,Whirlpool Tub
  • Window features: Insulated Windows,Low-Emissivity Windows,Vinyl Frames
  • Flooring: Carpet,Hardwood,Tile
  • Finished area above ground: 4,184

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,Multi Units

Interior Area

  • Total structure area: 4,184
  • Total interior livable area: 4,184 sqft

Laundry

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Common Area,Accessible Central Living Area,Accessible Hallway(s),Accessible Kitchen

Details

  • Parcel number: 103k C 007

Features

  • Levels: Two
  • Exterior features: Private Entrance
  • Fencing: Fenced

Lot

  • Lot size: 0.72 Acres
  • Features: Level,Sloped,Wooded
  • Lot size dimensions: 150.01 x 209.16

Parking

  • Total spaces: 3
  • Parking features: Basement,Garage Door Opener,Off Street,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Landslide

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,590$43,080
Home Insurance $174$2,088
Property Taxes $864$10,368
Electricity $339$4,079
Total$4,967$59,604

Income You'd Need if You Spent...

35% on housing$170,297/yr
40% on housing$149,010/yr
45% on housing$132,453/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 37341$211
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37341
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$696,000
2026-07-14Listed for sale$710,000
2021-03-02Listing removed$468,900
2021-03-02Pending sale$468,900
2021-03-01Sold$438,000
2021-01-27Contingent$468,900
2020-09-11Price change$468,900
2020-08-07Listed for sale$485,000
2020-06-24Listing removed$485,000
2020-02-11Listed for sale$485,000
2019-12-18Listing removed$499,900
2019-10-13Price change$499,900
2019-09-01Listed for sale$503,900
2006-04-06Sold$24,900
2004-09-07Sold$16,500

For Sale by Agent

AgentKidist Asay
BrokerageKeller Williams Realty

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