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983 Acadia Ct, Gallatin, TN, 37066

5beds
3baths
3,116sqft
$580,000
$186price/sqft
$4,332/moest. monthly cost
$173,280/yrincome needed

About This Home

Stunning home in a beautiful area! Large desirable lot that backs the woods. A short walk to Lock 4 Park and Old Hickory Lake, mountain bike and walking trails, boat docks and more. An outdoor lover's paradise. Home boasts 5 bedrooms, 3 full baths and a generous bonus room. The open-concept living area flows seamlessly into a well-appointed kitchen with ample storage, ideal for everyday living and entertaining. Newer roof (2023) and dual HVAC systems. Wait until you see the walk out basement! (Not included in sq ft.) Dream big with 10½-foot ceilings and a built-in family storm safe—offering endless possibilities! Price is well under recent appraisal at 635,000. Buyer to verify all pertinent info.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

2/10
Guild Elementary SchoolGrades PK-53.0 mi
5/10
5/10

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom1

  • Features: Full Bath
  • Level: Full Bath
  • Area: 294
  • Dimensions: 14x21

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Den

  • Area: 266
  • Dimensions: 14x19

Dining Room

  • Features: Formal
  • Level: Formal
  • Area: 140
  • Dimensions: 10x14

Features

  • Ceiling Fan(s),High Ceilings,Open Floorplan,Pantry,Walk-In Closet(s),Kitchen Island
  • Flooring: Carpet,Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 3,116

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,116
  • Total interior livable area: 3,116 sqft

Kitchen

  • Area: 192
  • Dimensions: 12x16

Living Room

  • Features: Great Room
  • Level: Great Room
  • Area: 169
  • Dimensions: 13x13

Recreation Room

  • Features: Second Floor
  • Level: Second Floor
  • Area: 399
  • Dimensions: 19x21

Property

Details

  • Parcel number: 148I A 02100 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Topography of land: Cul-De-Sac

Lot

  • Lot size: 0.34 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: 48.67 x 123.3

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Front,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance $233$2,796
Property Taxes $914$10,968
Electricity $253$3,038
Total$4,332$51,984

Income You'd Need if You Spent...

35% on housing$148,525/yr
40% on housing$129,960/yr
45% on housing$115,520/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 37066$215
Sumner County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 37066$221
Sumner County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$597,500
2026-03-25Listed for sale$610,000
2026-03-10Listing removed$635,000
2026-01-14Listed for sale$635,000
2021-03-24Listing removed--
2018-06-21Listing removed$2,195
2018-05-26Listed for rent$2,195
2015-03-22Listing removed$1,795
2015-03-07Listed for rent$1,795
2014-04-24Listing removed$1,795
2014-04-13Listed for rent$1,795
2013-04-10Listing removed$1,745
2013-02-17Listed for rent$1,745
2007-06-14Sold$318,029

For Sale by Agent

AgentKeryl (Kelly) West
BrokerageMartin Realty House

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