




3542 NW Lowell Street, Silverdale, WA, 98383
About This Home
Charming move-in ready home in the heart of Old Town Silverdale! This 1,276 sq ft home pairs its 1916 character with modern functionality. Spacious living area with hardwood floors throughout main floor. Updated kitchen with custom cabinets. Main floor primary bedroom, full bathroom and a versatile bonus room or den. Upstairs you’ll find a large bedroom with a built-in desk, perfect for a home office, plus additional attic storage space. Outside, enjoy the mature landscaping, large parking area and storage shed. All of this is situated in an incredibly convenient location next to Silverdale’s Waterfront Park, restaurants, shopping and top-rated Central Kitsap schools. Truly a rare find!
Getting Around
Schools
Construction
Condition
- Year built: 1916
Materials
- Foundation: Poured Concrete
- Roof: Composition
- Construction materials: Cement Planked,Wood Siding,Wood Products,Cement Plank
Type & Style
- Home type: SingleFamily
- Architectural style: 1 1/2 Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Refrigerator(s),Water Heater: Gas,Water Heater Location: Utility Room
Basement
- Basement: None
Bathroom Full
- Level: Main
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Den Office
- Level: Main
Entry Hall
- Level: Main
Features
- Door features: French Doors
- Window features: Dbl Pane/Storm Window
- Flooring: Hardwood,Carpet
Heating & Cooling
- Heating features: Forced Air,Electric,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,636
- Total interior livable area: 1,636 sqft
Kitchen With Eating Space
- Level: Main
Master Bedroom
- Level: Main
Utility Room
- Level: Main
Property
Details
- Parcel number: 44580020100003
- Special condition: Standard
Features
- Levels: One and One Half
- Stories: 1
- Entry location: Main
- Patio & porch: Dbl Pane/Storm Window,French Doors,Water Heater
- Topography of land: Level
Lot
- Lot size: 4,791 sqft
- Features: Paved,Sidewalk,Outbuildings,Patio
Parking
- Parking features: Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Coastal Flooding
- Heat Wave
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Kitsap County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance * | $123 | $1,476 |
| Property Taxes | $396 | $4,752 |
| Electricity | $149 | $1,793 |
| Total | $3,322 | $39,864 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Pending sale | $525,000 |
| 2026-06-25 | Listed for sale | $525,000 |
