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253 N 4Th St, Paterson, NJ, 07522

6beds
4baths
0sqft
$855,500
--price/sqft
$6,543/moest. monthly cost
$261,720/yrincome needed

About This Home

Commuter's Dream & Unmatched Value! This versatile property is perfectly positioned in the heart of Paterson's Northside, offering a rare blend of urban convenience and investment potential. Spanning approximately 2,500 sqft of lot space, this location is a literal stone's throw from major transit hubs. Enjoy being just minutes from the Paterson Train Station and Broadway Bus Terminal for a seamless commute to NYC and Hoboken.Nature lovers will appreciate being moments away from the historic Paterson Great Falls National Park and the scenic trails at Westside Park. For healthcare and education professionals, the proximity to St. Joseph's University Medical Center and Passaic County Community College is unbeatable. Surrounded by local shopping at Riverview Plaza and a variety of dining options, everything you need is within reach. Whether you are looking to build equity in a rapidly growing market or seeking a primary residence with superior accessibility, this property delivers. Don't miss this 2026 opportunity to own in one of Northern Jersey's most accessible neighborhoods!

Getting Around

72
WalkingVery Walkable
36
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

3/10
School 12Grades K-80.1 mi
1/10
Newcomers High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: See Remarks
  • Construction materials: Aluminum Siding,See Remarks

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven - Gas,Refrigerator,See Remarks,Washer,Microwave Oven,Water Heater (See Remarks)
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Bedrooms,Dining Room,Kitchen,Living Room,See Remarks

Heating & Cooling

  • Heating features: 2 Units,See Remarks,Natural Gas
  • Cooling features: 2 Units,See Remarks

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 2508001030000000110001

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: See Remarks
  • Fencing: Wood

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: 25 x 100

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,See Remarks
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,325$51,900
Home Insurance *$414$4,968
Property Taxes $1,611$19,332
Electricity $193$2,318
Total$6,543$78,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,331/yr
40% on housing$196,290/yr
45% on housing$174,480/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07522$290
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07522$288
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$855,500
2023-12-31Listing removed--
2022-05-02Pending sale$550,000
2022-03-29Contingent$550,000
2022-01-12Listed for sale$550,000
2021-11-18Sold$38,000
2021-07-14Listing removed--
2021-07-07Listed for sale$28,000

For Sale by Agent

AgentYoann Uribe
BrokerageEstates Prime Realty

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