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1042 Ripley Rd, Carbon Hill, AL, 35549

3beds
3baths
1,836sqft
$209,999
$114price/sqft
$1,590/moest. monthly cost
$63,600/yrincome needed

About This Home

Welcome to 1042 Ripley Road, a beautifully updated 3-bedroom, 2.5-bath home offering 1,836 sq ft of comfortable living on 2 private acres. This solid brick home combines peaceful country living with convenience, located just 15 minutes from downtown Jasper.The exterior makes a strong first impression with a brand-new architectural shingle roof, charming front deck, updated shutters, attached garage, and a semi-circle driveway that gives you the space and privacy buyers are looking for. The partially fenced backyard includes a storage building, perfect for tools, hobbies, or extra storage. Inside, the home has been thoughtfully refreshed with a fully remodeled kitchen featuring quartz countertops, stainless steel appliances, open shelving, and a layout that flows easily into the main living and dining areas. You'll also find updated electrical components, new light fixtures, fresh paint, new flooring, and beautifully updated bathrooms with stylish tile work. The garage offers even more functionality with a dedicated storage room, giving you that extra space every homeowner needs. The flat, usable acreage adds real value whether you want room to spread out, entertain, or simply enjoy the quiet surroundings. Not to mention, you are just about 1 mile from I-22 for even more convenience.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
Lupton Junior High SchoolGrades PK-83.3 mi
5/10
Carbon Hill High SchoolGrades 9-123.8 mi

Construction

Condition

  • Property condition: Existing Structure,Excellent

Materials

  • Roof: Shingle
  • Construction materials: Brick,Brick Veneer,Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3

Features

  • Flooring: Partial Carpet,Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,836
  • Total interior livable area: 1,836 sqft

Property

Details

  • Parcel number: 620807250000015000
  • Zoning: _

Features

  • Stories: 1
  • Patio & porch: Deck,Porch
  • Waterfront features: No - None

Lot

  • Lot size: 2 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$249$2,988
Property Taxes $40$480
Electricity $240$2,881
Total$1,590$19,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,514/yr
40% on housing$47,700/yr
45% on housing$42,400/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 35549$64
Walker County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 35549$160
Walker County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$219,900
2026-04-25Listing removed$219,900
2025-10-31Price change$219,900
2025-10-17Listed for sale$229,900
2025-02-21Sold$15,000
2025-01-02Pending sale$25,000
2024-12-24Price change$25,000
2024-12-16Price change$29,900
2024-12-09Price change$50,000
2024-12-03Price change$55,000
2024-11-19Price change$70,000
2024-11-12Listed for sale$89,000
2019-05-17Listing removed$69,900
2018-09-15Listed for sale$69,900
2014-12-23Listing removed$69,000
2014-08-28Listed for sale$69,000

For Sale by Agent

AgentLauren C Laski
BrokerageKeller Williams-Jasper

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