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41014 Beaver Trail Lane, Paonia, CO, 81428

4beds
2baths
1,584sqft
$509,000
$321price/sqft
$3,076/moest. monthly cost
$123,040/yrincome needed

About This Home

Escape to this classic mountain log cabin, built in 1980 and nestled in the serene Electric Mountain Recreation Subdivision, just north of Paonia. This spacious retreat, perfect for large gatherings, offers the ability to sleep up to 19 people across 4 bedrooms and 2 bathrooms. With a two-car garage located in the walk-out basement, you'll have plenty of space for vehicles and gear. The expansive wrap-around deck provides stunning views and a perfect spot for relaxation amidst the tranquil forested surroundings. Even better, this property comes fully furnished, allowing you to move right in and enjoy mountain living without the hassle. Situated on over 5 acres, the cabin offers direct access to the National Forest, making it an ideal base for outdoor enthusiasts. Whether you enjoy hunting, hiking, ATV riding, snowmobiling, or mountain biking, this location offers year-round adventure right at your doorstep. In the winter, the Electric Mountain area transforms into a snow-covered playground, perfect for snow sports. The summer months bring opportunities for exploring scenic trails, fishing in nearby streams, or simply soaking in the peaceful mountain atmosphere. Located just a short drive from Paonia, the cabin is close enough to enjoy the town’s vibrant arts scene, local wineries, and organic farms, yet far enough to offer complete privacy and a true wilderness experience. Whether you're seeking a mountain retreat for family and friends or a base for all your outdoor adventures, this log cabin is the perfect getaway for enjoying Colorado's natural beauty.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

8/10
Paonia Elementary SchoolGrades PK-813.8 mi
4/10
Hotchkiss Elementary SchoolGrades PK-819.9 mi

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Metal
  • Construction materials: Log,Log Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Features: Living Room Dining

Features

  • All Furnishings
  • Flooring: Laminate

Interior Area

  • Total structure area: 1,584
  • Total interior livable area: 1,584 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 292329201006

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Mountain(s),Valley

Lot

  • Lot size: 5.17 Acres
  • Features: Borders National Forest

Parking

  • Total spaces: 2
  • Parking features: Basement
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Landslide
    LandslideRelatively High
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Landslide
Drought
Wildfire
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,573$30,876
Home Insurance *$173$2,076
Property Taxes $144$1,728
Electricity $186$2,232
Total$3,076$36,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,462/yr
40% on housing$92,280/yr
45% on housing$82,026/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 81428$361
Delta County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 81428
Delta County$251

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-18Price change$509,000
2026-01-12Price change$529,900
2025-07-15Price change$509,900
2023-12-04Listed for sale$529,900

For Sale by Agent

AgentMarsha Brezonick
BrokerageNeedlerock Mountain Realty and Land, LLC

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