See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

57 Cedar Drive, Paonia, CO, 81428

5beds
3baths
2,648sqft
$585,000
$221price/sqft
$3,521/moest. monthly cost
$140,840/yrincome needed

About This Home

Adventure Starts at Your Door | 5 Bed, 3 Bath Jumbo Mountain Escape in Paonia. Rare double-lot opportunity in Apple Valley, one of Paonia’s most desirable neighborhoods. Set in a quiet cul-de-sac just steps from the Jumbo Mountain Trail System, you’ll have direct access to over 20 miles of scenic singletrack for hiking and biking and thousands of acres of BLM and National Forest. Enjoy a true walkable/bikeable lifestyle with parks, the grocery store, downtown shops, galleries, restaurants, theater, and year-round events all within easy reach. This well-built raised ranch offers 2 bedrooms and 2 bathrooms on the main level, with comfortable living spaces that open to an expansive ¾ wraparound Trex deck—perfect for taking in stunning Grand Mesa views. The spacious kitchen features granite countertops, hickory cabinetry, and abundant storage and workspace. The walk-out basement adds a large rec room, 1 bathroom, and 3 additional bedrooms, ideal for guests, hobbies, or flexible multi-generational living. The fully landscaped backyard is a true private oasis, complete with mature trees, multiple fruit trees, a sprinkler system, walk-out patio, storage shed, and a 6-person hot tub. The lush landscaping is supported by a low-maintenance engineered system with underground water storage and irrigation provided through the HOA. Additional highlights include a 2-car garage and excellent indoor-outdoor flow. Walk to Apple Valley Park for tennis and pickleball, or step out your door and head straight to the trails on Jumbo Mountain for a fun adventure. After a day outdoors, unwind in the hidden garden hot tub. Located in a vibrant community known for its exceptional recreation, thriving arts scene, organic farms, and local wineries, this property offers a rare blend of lifestyle, convenience, privacy, and access to the outdoors.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

8/10
Paonia Elementary SchoolGrades PK-80.7 mi
5/10
Hotchkiss High SchoolGrades 9-128.5 mi
4/10

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Composition
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch Basement
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedroom2

  • Area: 123.75

Bedroom3

  • Area: 143

Bedroom4

  • Area: 158.4375

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Cooling

  • Cooling features: Ceiling Fan(s)

Dining Room

  • Features: Eat-in Kitchen,Kitchen Bar,Kitchen/Dining
  • Area: 195

Family Room

  • Area: 292

Features

  • Ceiling Fan(s),Granite Counters
  • Window features: Window Coverings,Double Pane Windows
  • Flooring: Carpet-Partial,Tile
  • Finished area below ground: 1,324
  • Finished area above ground: 1,324

Interior Area

  • Total structure area: 2,648
  • Total interior livable area: 2,648 sqft

Kitchen

  • Area: 144

Living Room

  • Area: 195

Master Bedroom

  • Level: Main
  • Area: 171.875

Office

  • Area: 152

Property

Details

  • Parcel number: 318732301001
  • Zoning description: Residential Single Family

Features

  • Patio & porch: Deck
  • Exterior features: Irrigation Pump,Irrigation Water,Landscaping,Lawn Sprinklers
  • Has spa: Yes
  • Spa features: Hot Tub,Private
  • Has view: Yes
  • View description: Mountain(s),Valley

Lot

  • Lot size: 0.52 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Landslide
    LandslideRelatively High
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Landslide
Drought
Wildfire
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$199$2,388
Property Taxes $165$1,980
Electricity $199$2,398
Total$3,521$42,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,720/yr
40% on housing$105,630/yr
45% on housing$93,893/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 81428$360
Delta County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 81428
Delta County$251

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$624,900
2026-03-31Listed for sale$659,900
2025-11-01Listing removed$674,000
2025-06-18Price change$674,000
2025-04-30Price change$679,000
2025-03-31Listed for sale$750,000
2021-03-24Listing removed--
2019-08-29Listing removed$429,000
2019-05-31Listed for sale$429,000
2018-10-17Listing removed$420,000
2018-09-05Price change$420,000
2018-04-16Listed for sale$439,000
1993-04-23Sold$88,000

For Sale by Agent

AgentChadwell Miller
BrokerageHayden Outdoors LLC

Similar Homes