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611 Orchard Ave, Paonia, CO, 81428

4beds
2baths
1,932sqft
$455,000
$236price/sqft
$2,769/moest. monthly cost
$110,760/yrincome needed

About This Home

Big front and back yards with privacy fence. Has a stone fireplace. Remodeled two car garage. Master bedroom with bathroom. Other bedrooms share the other full bathroom with a deep jet tub.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

8/10
Paonia Elementary SchoolGrades PK-80.3 mi
5/10
Hotchkiss High SchoolGrades 9-128.3 mi

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Carpet,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Radiant,Stove,Electric,Gas,Geothermal,Wood / Pellet
  • Cooling features: Other

Interior Area

  • Total interior livable area: 1,932 sqft

Property

Details

  • Parcel number: M900788

Features

  • Exterior features: Shingle,Stone,Vinyl,Wood,Wood products,Brick,Cement / Concrete,Metal
  • Has view: Yes
  • View description: Park,Mountain

Lot

  • Lot size: 1.29 Acres

Parking

  • Total spaces: 8
  • Parking features: Garage - Attached,Off-street,On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Landslide
    LandslideRelatively High
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Landslide
Drought
Wildfire
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$155$1,860
Property Taxes $128$1,536
Electricity $186$2,232
Total$2,769$33,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,937/yr
40% on housing$83,070/yr
45% on housing$73,840/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 81428$363
Delta County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 81428
Delta County$251

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Price change$498,000
2026-04-13Price change$499,000
2026-03-11Listed for sale$515,555
2026-02-27Listing removed--
2026-02-23Listed for sale$555,555
2023-04-04Listing removed--
2022-08-26Listing removed$450,000
2022-08-23Listed for sale$450,000
2003-09-02Sold$160,000

For Sale by Owner

AgentProperty Owner

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