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18878 Highway 65, Cedaredge, CO, 81413

2beds
2baths
1,400sqft
$419,000
$299price/sqft
$2,564/moest. monthly cost
$102,560/yrincome needed

About This Home

Enjoy the freedom of country living on this charming 5+/- acre property just outside Cedaredge, Colorado. This 2 bedroom, 2 bath home offers approximately 1,400 square feet of comfortable living space with room to spread out both inside and out. The property includes corrals and multiple sheds that can easily be used for horses or other livestock, making it an excellent opportunity for those seeking a hobby farm or horse property. With no HOA or covenants, you'll have the flexibility to truly make the property your own. Conveniently located along Highway 65, the Grand Mesa Scenic Byway, you'll enjoy quick access to the Town of Cedaredge, outdoor recreation on the Grand Mesa, and the peaceful lifestyle Western Colorado is known for. Whether you're looking for a full-time residence, mountain retreat, or property with room for animals, this acreage offers endless possibilities.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
5/10
Cedaredge Middle SchoolGrades 6-82.6 mi
6/10
Cedaredge High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1991

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Other,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,400

Full Bathroom

  • Level: Main

Heating

  • Heating features: Natural Gas,Electric

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Other

  • Level: Main

Property

Details

  • Parcel number: 319317100015
  • Zoning: Unknown

Lot

  • Lot size: 5 Acres
  • Features: Landscaped

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Inland Flooding
Landslide

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$142$1,704
Property Taxes $118$1,416
Electricity $186$2,232
Total$2,564$30,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,908/yr
40% on housing$76,920/yr
45% on housing$68,373/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 81413$217
Delta County$277

vs Homes Sold Last Month

Median $/sqft

ZIP 81413
Delta County$251

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$419,000

For Sale by Agent

AgentCaitlin Lucchesi
BrokerageUnited Country Real Colorado Properties

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