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635 NE 2nd Street, Cedaredge, CO, 81413

3beds
3baths
2,429sqft
$525,000
$216price/sqft
$3,166/moest. monthly cost
$126,640/yrincome needed

About This Home

Welcome home to your Western Colorado oasis! You will be taken back by the quality and love this 3 bed/3 bath home has around every corner. Built to be energy efficient, this home has Low E windows and Geothermal heating and cooling. For those that are looking for minimal maintenance property this home is completely stuccoed with metal facia and soffit allowing you to enjoy all this home has to offer rather than working on it. Attention to detail has been used in every aspect as this is a rare find as “one owner”. The inside detail is amazing with its split bedroom design, custom tile work throughout, granite counter tops, custom cabinets, and tray ceilings. That’s just a start. The rooms have all been laid out to enjoy every space inside with peace and tranquility. When you walk outside you will be amazed at the focal point of this home. The back patio is a sight to behold, with retractable sunshades, custom laid brick, stamped and colored concrete, the backyard has landscaping that stops you in your tracks. Enjoy the peaceful sounds of the waterfall as it cascades into the beautiful coy pond. Take your time and look at the fish, some of which are 12+ years old! The landscaping is a mixture of both mature and new plantings. A combination of light and color make this area a true “oasis” in the high country desert. When viewing this special property take your time as loving touches have been placed in every corner. Even the garden shed is concrete floored and has electricity. This is truly a rare find and is looking for its next owner to love.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
5/10
Cedaredge Middle SchoolGrades 6-81.2 mi
6/10
Cedaredge High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Wood Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven-Wall,Range Top,Refrigerator,Washer
  • Laundry features: W/D Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Area: 172.86

Bedroom3

  • Area: 163.75

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Cooling

  • Cooling features: Geothermal,Ceiling Fan(s)

Dining Room

  • Features: Kitchen Bar,Kitchen/Dining
  • Area: 172.8

Features

  • Ceiling Fan(s),Granite Counters,Walk-In Closet(s)
  • Window features: Window Coverings,Double Pane Windows,Low Emissivity Windows,Vinyl
  • Flooring: Carpet-Partial,Hardwood,Tile
  • Finished area above ground: 2,429

Interior Area

  • Total structure area: 2,429
  • Total interior livable area: 2,429 sqft

Living Room

  • Area: 279.36

Master Bedroom

  • Area: 309.67

Property

Details

  • Parcel number: 319320105012
  • Zoning description: Residential Single Family

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Porch,Patio
  • Exterior features: Landscaping,Lawn Sprinklers
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.25 Acres
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$178$2,136
Property Taxes $148$1,776
Electricity $186$2,232
Total$3,166$37,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,548/yr
40% on housing$94,980/yr
45% on housing$84,426/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 81413$215
Delta County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 81413
Delta County$251

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-16Listed for sale$550,000
2024-08-03Listing removed--
2024-03-08Listing removed$550,000
2023-08-02Listed for sale$550,000
2016-10-11Sold$171,000

For Sale by Agent

AgentRonda Slogar
BrokerageRE/MAX Mountain West, Inc. - Cedaredge

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