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950 SE Deer Creek Drive, Cedaredge, CO, 81413

4beds
2baths
1,831sqft
$419,000
$229price/sqft
$2,564/moest. monthly cost
$102,560/yrincome needed

About This Home

Welcome to your dream home in the desirable Cedaredge golf course community—with no HOA! This spacious 4-bedroom home offers stunning views of the Cedaredge Public 18-hole Golf Course, both front and back. The layout features a unique open wall between the 3rd and 4th bedrooms—each with its own closet—perfect for a bedroom and adjoining sitting area, home office, or guest suite. Crafted with quality in mind, the home boasts solid wood doors and richly stained wood trim throughout, creating a warm and timeless interior. Enjoy peaceful mornings on the east-facing front porch as golfers tee off from the 5th hole and unwind in the evening with beautiful west-facing views of the 4th fairway and green. Conveniently located close to all town amenities—restaurants, grocery store, doctor, dentist, and more—and just a short walk to the Surface Creek Walking Trail. For the outdoor enthusiast, the Grand Mesa is just 30 minutes away, offering over 200+ lakes and year-round recreation including fishing, camping, hiking, snowshoeing, cross-country skiing, downhill skiing, and snowmobiling. Don’t miss this opportunity to enjoy golf course living with small-town charm and no HOA restrictions!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
5/10
Cedaredge Middle SchoolGrades 6-80.1 mi
6/10
Cedaredge High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Metal
  • Construction materials: Wood Frame,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Range,Refrigerator,Dishwasher,Washer,Dryer,Disposal,Microwave
  • Laundry features: W/D Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Evaporative Cooling,Ceiling Fan(s)

Dining Room

  • Features: Breakfast Nook,Separate Dining

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: Carpet-Partial,Tile
  • Finished area above ground: 1,831

Interior Area

  • Total structure area: 1,831
  • Total interior livable area: 1,831 sqft

Property

Details

  • Parcel number: 319329401017
  • Zoning description: Residential Single Family

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Covered Porch
  • Exterior features: Landscaping
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.27 Acres
  • Features: Borders Golf Course

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Inland Flooding
Landslide

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$142$1,704
Property Taxes $118$1,416
Electricity $186$2,232
Total$2,564$30,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,908/yr
40% on housing$76,920/yr
45% on housing$68,373/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 81413$217
Delta County$277

vs Homes Sold Last Month

Median $/sqft

ZIP 81413
Delta County$251

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$429,300
2025-10-01Listing removed$429,300
2025-09-29Listed for sale$429,300
2025-09-25Contingent$429,300
2025-07-15Listed for sale$429,300
2007-06-01Sold$258,000

For Sale by Agent

AgentCynthia Streza
BrokerageDeer Creek Village Realty, LLC

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