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20050 Deer Creek Road, Austin, CO, 81410

4beds
3baths
2,156sqft
$534,900
$248price/sqft
$3,210/moest. monthly cost
$128,400/yrincome needed

About This Home

Welcome to your dream home in Austin! Nestled on a quiet dead-end street with beautiful creek views and spectacular sunsets, this spacious 4-bedroom home (with potential for a 5th bedroom) offers the perfect blend of comfort, space and natural beauty. With a beautiful and functional floor plan, heated floors throughout, a new roof and a well-appointed kitchen featuring newer appliances, this home is designed for both everyday living and entertaining. The gorgeously landscaped yard provides a peaceful setting to relax and enjoy the surrounding scenery. Don't miss this opportunity to make this exceptional property your own!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
5/10
Delta Middle SchoolGrades 6-86.4 mi
7/10
Delta High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Slab,Concrete Perimeter
  • Construction materials: Wood Frame,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Range,Refrigerator,Dishwasher,Disposal
  • Laundry features: W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Features: Eat-in Kitchen

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Vinyl
  • Flooring: Carpet-Partial,Laminate

Heating & Cooling

  • Heating features: Boiler,Radiant Floor
  • Cooling features: Evaporative Cooling,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,156
  • Total interior livable area: 2,156 sqft

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 323726309001
  • Zoning description: Residential Single Family

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Covered Porch
  • Exterior features: Landscaping,Irrigation Water
  • Has view: Yes
  • View description: Mountain(s),Valley
  • Has water view: Yes
  • Water view: Stream/River
  • Waterfront features: Creek

Lot

  • Lot size: 1.58 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Wildfire
Drought
Landslide
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,704$32,448
Home Insurance *$169$2,028
Property Taxes $151$1,812
Electricity $186$2,232
Total$3,210$38,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,057/yr
40% on housing$96,300/yr
45% on housing$85,600/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 81410$747
Delta County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 81410
Delta County$251

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$534,900
2026-06-12Listed for sale$549,900
2025-06-13Sold$370,000
2025-06-01Price change$399,900
2025-05-21Listed for sale$478,000
2025-05-07Contingent$489,000
2025-04-30Listed for sale$489,000
2025-04-24Contingent$489,000
2025-04-18Price change$489,000
2025-04-08Listed for sale$499,900
2025-03-03Contingent$499,900
2025-02-20Price change$499,900
2025-02-01Price change$549,900
2025-01-19Price change$575,000
2024-10-21Price change$599,000
2024-09-13Price change$634,000
2024-08-27Price change$650,000
2024-07-27Listed for sale$675,000
2016-09-26Sold$265,000
2016-08-10Price change$269,900
2016-07-19Price change$284,900
2016-06-20Price change$289,900
2016-05-17Listed for sale$295,000
2014-03-28Sold$210,000
2014-02-13Price change$215,000
2014-02-06Listed for sale$239,000

For Sale by Agent

AgentTammy Geisler
BrokerageNeedlerock Mountain Realty and Land, LLC

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