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119 North Fork Avenue, Paonia, CO, 81428

2beds
2baths
1,120sqft
$399,900
$357price/sqft
$2,457/moest. monthly cost
$98,280/yrincome needed

About This Home

Welcome to 119 North Fork Ave, a bright and inviting 2-bedroom, 2-bath residence in the heart of Paonia. This home features an open living and dining area that invites natural light, a well-appointed kitchen with a great island, and two comfortable bedrooms including a primary suite with an en-suite bath. Home is equipped with solar. Enjoy morning coffee or evening gatherings on the private patio, with easy access to Paonia’s restaurants, cafes, wineries, trails, and rivers. This property offers the perfect blend of small-town charm and modern convenience.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
Paonia Elementary SchoolGrades PK-80.3 mi
5/10
Hotchkiss High SchoolGrades 9-127.9 mi
4/10

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Range,Refrigerator,Dishwasher
  • Laundry features: W/D Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Kitchen Bar,Kitchen/Dining

Features

  • Window features: Vinyl
  • Flooring: Carpet-Partial,Vinyl

Heating & Cooling

  • Heating features: Radiant Floor
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Property

Details

  • Parcel number: 324506142002
  • Zoning description: Residential Single Family

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Covered Porch
  • Has view: Yes
  • View description: Mountain(s),Valley

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Landslide
    LandslideRelatively High
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Landslide
Drought
Wildfire
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$136$1,632
Property Taxes $113$1,356
Electricity $186$2,232
Total$2,457$29,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,240/yr
40% on housing$73,710/yr
45% on housing$65,520/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$357This listing

vs Other Active Listings

Avg $/sqft

ZIP 81428$365
Delta County$277

vs Homes Sold Last Month

Median $/sqft

ZIP 81428
Delta County$251

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$399,900
2026-07-06Price change$429,900
2026-06-15Price change$439,900
2026-06-01Listed for sale$449,900
2006-07-31Sold$161,000

For Sale by Agent

AgentTammy Geisler
BrokerageNeedlerock Mountain Realty and Land, LLC

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