1081 E 13th Street, Delta, CO, 81416
About This Home
Classic traditional bungalow full of character and opportunity! This home features a low-maintenance exterior with vinyl siding, a durable metal roof, and finished fascia and soffit for long-term ease of ownership. Inside, you’ll find warm wood flooring on the main level, a cozy living room with fireplace, and a formal dining area perfect for entertaining. The spacious, open kitchen offers plenty of room to design your ideal culinary space. The full basement provides additional living area with a family room, full bathroom, and two nonconforming bedrooms—ideal for guests, hobbies, or home office use. While the interior is ready for updating, this property presents a fantastic opportunity to add your own style and build equity. Step outside to enjoy a nicely landscaped yard with sprinkler system, mature shade trees, and a screened porch for relaxing. The fenced backyard offers privacy and room to enjoy the outdoors. An oversized detached garage and additional storage area provide ample space for vehicles, tools, and equipment. Includes ½ share of UVWUA irrigation water—an added bonus for maintaining the lush yard and landscaping. A solid home with great bones, outdoor appeal, and endless potential!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1948
Materials
- Roof: Metal
- Construction materials: Wood Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Stick Built
Interior
Appliances
- Laundry features: W/D Hookup
Basement
- Has basement: Yes
- Basement: Finished
Bedroom2
- Area: 160.33333333333334
Bedroom3
- Area: 185.5
Bedroom4
- Area: 188.0625
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Separate Dining
- Area: 154.375
Family Room
- Area: 246
Features
- Wired/Cable TV
- Window features: Single Pane,Storm Window(s)
- Flooring: Carpet-Partial,Hardwood,Linoleum
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 1,200
- Finished area above ground: 1,285
Heating
- Heating features: Hot Water Baseboard,Boiler
Interior Area
- Total structure area: 2,570
- Total interior livable area: 2,570 sqft
Kitchen
- Area: 111.33333333333333
Living Room
- Area: 273.0833333333333
Master Bedroom
- Level: Main
- Area: 185.13888888888889
Property
Details
- Parcel number: 345519300061
- Zoning description: Residential Single Family
Features
- Levels: One
- Stories: 1
- Frontage length: 75'-100' Frontage
Lot
- Lot size: 0.49 Acres
Parking
- Total spaces: 3
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 3
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Inland Flooding
- Drought
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,491 | $17,892 |
| Home Insurance * | $88 | $1,056 |
| Property Taxes | $83 | $996 |
| Electricity | $194 | $2,328 |
| Total | $1,856 | $22,272 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Listed for sale | $295,000 |
| 2026-06-25 | Listing removed | $295,000 |
| 2026-05-09 | Contingent | $295,000 |
| 2026-05-03 | Price change | $295,000 |
| 2026-04-26 | Listed for sale | $325,000 |
| 2018-11-07 | Sold | $365,000 |
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