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881 Cypress Wood Lane, Delta, CO, 81416

3beds
4baths
4,567sqft
$719,000
$157price/sqft
$4,397/moest. monthly cost
$175,880/yrincome needed

About This Home

Beautiful 3BD/4BA modern ranch style home in Garnet Mesa Estates! This 4567 sq ft home on 0.5 acres features an open floor plan, gourmet kitchen w/newer appliances and large island and a walk-in pantry. Enjoy a spacious fenced yard, expansive patios (2), and an attached two car garage in front, another attached in the back (heated) plus a bonus detached yard/garage. Home includes a new (purchased 1/26) upscale hot tub with a pergola. Large gates open to the back yard to allow easy RV parking. Cooling is 4 mini splits in the main space plus 2 roof-mount evaporative coolers. Heat is a natural gas boiler for in-floor heat and H2O baseboard systems. Irrigation water through the HOA. Radon mitigation system installed. Located in a quiet, established neighborhood close to schools, shopping, and health care. Two bonus rooms for added space. Move-in ready with timeless charm and many extras!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
5/10
Delta Middle SchoolGrades 6-81.4 mi
7/10
Delta High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Architectural Shingles
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Range,Refrigerator,Dishwasher,Washer,Dryer,Disposal,Microwave,Exhaust Fan

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Separate Dining

Features

  • Walk-In Closet(s),Game Room
  • Flooring: Carpet-Partial,Hardwood,Tile
  • Fireplace features: Den/Family Room,Gas Log
  • Fireplace: Yes
  • Finished area above ground: 4,567

Heating & Cooling

  • Heating features: Hot Water Baseboard,Boiler,Radiant Floor
  • Cooling features: Attic Fan,Evaporative Cooling

Interior Area

  • Total structure area: 4,567
  • Total interior livable area: 4,567 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 345520203011
  • Zoning description: Residential Single Family

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Covered Porch
  • Exterior features: Landscaping,Lawn Sprinklers,Irrigation Pump
  • Has spa: Yes
  • Spa features: Hot Tub

Lot

  • Lot size: 0.50 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Drought
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,635$43,620
Home Insurance *$215$2,580
Property Taxes $203$2,436
Electricity $344$4,137
Total$4,397$52,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,754/yr
40% on housing$131,910/yr
45% on housing$117,253/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 81416$172
Delta County$277

vs Homes Sold Last Month

Median $/sqft

ZIP 81416
Delta County$251

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$719,000
2023-01-30Sold$459,300
2023-01-08Contingent$475,000
2022-12-19Listed for sale$475,000
2022-12-06Contingent$475,000
2022-11-11Price change$475,000
2022-10-16Price change$550,000
2022-09-24Price change$525,000
2022-09-05Price change$539,000
2022-07-25Price change$559,000
2022-06-03Price change$579,000
2022-05-09Price change$599,000
2022-05-02Listed for sale$649,000
2020-03-04Sold$352,000
2020-01-24Pending sale$369,000
2019-12-17Price change$369,000
2019-10-07Price change$399,000
2019-06-25Listed for sale$445,000

For Sale by Agent

AgentJan Pappas
BrokerageMason Real Estate, Inc.

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