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20786 Iris Rd, Austin, CO, 81410

3beds
3baths
2,854sqft
$749,900
$263price/sqft
$4,455/moest. monthly cost
$178,200/yrincome needed

About This Home

Perched on a quiet hill in the sunny community of Austin just outside Delta, this exceptional property combines over 2,800 square feet of beautifully remodeled living space with nearly 4 acres of versatile land and one of the best shop setups you will find in Delta County. Set back from the road for peace and privacy, the home is in excellent condition with no deferred maintenance, featuring a low-maintenance exterior, covered front patio, extensive storage, and outdoor living highlighted by a large south-facing back patio that overlooks the mountains and valley. Inside, the thoughtful layout offers both formal and casual spaces including a front sitting room with fireplace, a family room, a formal dining room, a sunroom, an eat-in kitchen plus an additional breakfast nook, all supported by a huge laundry/mudroom and a walk-in pantry. The primary suite is oversized with a five-piece bath and walk-in closet, while the split floor plan ensures privacy with secondary bedrooms on the opposite side—one with its own private bath and another served by a spacious Jack-and-Jill bath that connects directly to the third bedroom and the hallway for guest access. The true standout, however, is the 30x40 detached shop offering 1,200 sq ft of heated and cooled space with capacity for four full-size pickups, an RV plug, and a full-length workshop—perfect for woodworking, crafts, mechanical projects, or storing recreational vehicles. Additional parking and utility are provided by a detached two-car garage and a carport. Outside, the land is well set up for animals and hobbies with a riding arena, fenced field, three-stall loafing shed/horse barn, and raised garden beds with automatic sprinklers. On septic with natural gas service, the property avoids propane costs and is move-in ready for its next owner. Close to Delta yet outside city limits, this home offers space, views, and functionality without giving up convenience. Properties with this level of condition, shop space, and acreage flexibility are rare—schedule your showing today and experience all that 20786 Iris Road has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

5/10
5/10
Delta Middle SchoolGrades 6-85.6 mi
7/10
Delta High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Stem Wall
  • Roof: Asphalt,Composition
  • Construction materials: Stucco,Wood Frame

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Microwave,Refrigerator
  • Laundry features: In Mud Room,Washer Hookup,Dryer Hookup

Bedroom2

  • Level: Main
  • Dimensions: 13 x 13

Bedroom3

  • Level: Main
  • Dimensions: 12 x 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3

Dining Room

  • Level: Main
  • Dimensions: 10 x 15

Family Room

  • Level: Main
  • Dimensions: 17 x 18

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Garden Tub/Roman Tub,Main Level Primary,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Window Treatments
  • Window features: Window Coverings
  • Flooring: Carpet,Laminate,Simulated Wood,Tile
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 2,854
  • Total interior livable area: 2,854 sqft

Kitchen

  • Level: Main
  • Dimensions: 13 x 15

Laundry

  • Level: Main
  • Dimensions: 9 x 11

Living Room

  • Level: Main
  • Dimensions: 10 x 22

Master Bedroom

  • Level: Main
  • Dimensions: 14 x 16

Other

  • Level: Main
  • Dimensions: 12 x 18

Property

Accessibility

  • Accessibility features: None,Low Threshold Shower

Details

  • Parcel number: 345502401001
  • Zoning description: Res/Ag
  • Other equipment: Satellite Dish
  • Horse amenities: Horses Allowed

Features

  • Stories: 1
  • Patio & porch: Open,Patio
  • Exterior features: Other,RV Hookup,Shed,See Remarks,Workshop,Sprinkler/Irrigation
  • Fencing: Other,Partial,See Remarks
  • Horses can be raised: Yes

Lot

  • Lot size: 3.87 Acres
  • Features: Cleared,Landscaped,Mature Trees,Other,Pasture,See Remarks,Sprinkler System,Xeriscape
  • Lot size dimensions: Lengthy

Parking

  • Total spaces: 4
  • Parking features: Detached,Garage,Garage Door Opener,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Wildfire
Drought
Landslide
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$237$2,844
Property Taxes $212$2,544
Electricity $215$2,585
Total$4,455$53,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,742/yr
40% on housing$133,650/yr
45% on housing$118,800/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 81410$736
Delta County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 81410
Delta County$251

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Listed for sale$789,888
2025-12-08Listing removed$859,999
2025-11-03Price change$859,999
2025-09-27Listed for sale$899,786
2006-03-21Sold$250,000

For Sale by Agent

AgentTHE JOE REED TEAM
BrokerageREED REAL ESTATE GROUP, LLC

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