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1628 H75 Rd, Delta, CO, 81416

3beds
2baths
1,404sqft
$449,900
$320price/sqft
$2,721/moest. monthly cost
$108,840/yrincome needed

About This Home

If the buyer has a realtor, we will pay the 3% commission and whatever else is required of the seller. The home is warm and comfortable. It has new storm windows done by renewal Anderson. It has a solar system has an awning over the back of the house with a deck, hot tub room, and hot tub. It has a sprinkler system around the house and in the very front yard all ran off at irrigation. It has two shares of water. The range and dishwasher are less than two years old. It has a tankless water heater with on-demand hot water. It has new laminate floors, carpet in living room and master bedroom, freshly painted inside and outside as a carport and a small workshop and a greenhouse it has a mule remote operated gate into the driveway. It’s on 2.18 acres full pasture of alfalfa

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
1/10
Grand Mesa Choice AcademyGrades 7-122.2 mi
5/10
Delta Middle SchoolGrades 6-82.2 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Asphalt
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Evaporative

Interior Area

  • Total interior livable area: 1,404 sqft

Property

Details

  • Parcel number: 345507202003

Features

  • Exterior features: Wood products
  • Has spa: Yes
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 2 sqft

Parking

  • Total spaces: 2
  • Parking features: Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Lightning
Drought
Inland Flooding
Landslide

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$134$1,608
Property Taxes $127$1,524
Electricity $186$2,232
Total$2,721$32,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,291/yr
40% on housing$81,630/yr
45% on housing$72,560/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$320This listing

vs Other Active Listings

Avg $/sqft

ZIP 81416$171
Delta County$277

vs Homes Sold Last Month

Median $/sqft

ZIP 81416
Delta County$251

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-25Listed for sale$449,900
2015-04-10Sold$167,000

For Sale by Owner

AgentProperty Owner

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