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401 Grand Avenue #E, Delta, CO, 81416

2beds
2baths
880sqft
$259,990
$295price/sqft
$1,650/moest. monthly cost
$66,000/yrincome needed

About This Home

Clean, Private 55+ Condo in Gated Community Simplify your days and enjoy the freedom of low-maintenance living. The HOA takes care of landscaping, sprinklers, snow removal, and gate security, so you can spend your time doing what you enjoy, not keeping up with a home. Step outside and take a short walk to downtown coffee shops, dining, the library, and everyday essentials - everything you need, right within reach. Inside, you’ll find a bright, light-filled living space with vaulted ceilings, freshly cleaned carpeting, and a comfortable, easy layout with 2 bedrooms and 2 baths on an end unit. An attached 1-car garage with opener adds everyday convenience by keeping you covered year-round. A secure, gated setting, a home that feels easy to care for, and a location that keeps you connected - this is living well, without the extra work.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

5/10
1/10
Grand Mesa Choice AcademyGrades 7-120.4 mi
5/10
Delta Middle SchoolGrades 6-80.4 mi

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Asphalt,Composition
  • Construction materials: Wood Frame,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Range,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Cooling

  • Cooling features: Forced Air

Dining Room

  • Features: Breakfast Nook,Living Room Dining

Features

  • Window features: Double Pane Windows
  • Flooring: Carpet-Partial,Hardwood,Vinyl
  • Finished area above ground: 880

Interior Area

  • Total structure area: 880
  • Total interior livable area: 880 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 345713444001
  • Zoning description: Residential Single Family

Features

  • Levels: One
  • Stories: 1

Lot

  • Features: Other

Parking

  • Total spaces: 1
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Drought
Earthquake

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$77$924
Property Taxes $73$876
Electricity $186$2,232
Total$1,650$19,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,571/yr
40% on housing$49,500/yr
45% on housing$44,000/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 81416$174
Delta County$278

vs Homes Sold Last Month

Median $/sqft

ZIP 81416
Delta County$251

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$277,000
2015-08-19Sold$110,000
2014-09-12Sold$90,000
2014-06-03Price change$109,000
2014-02-07Price change$119,000
2013-09-26Price change$129,000
2013-03-22Price change$136,000
2012-11-19Listed for sale$143,900

For Sale by Agent

AgentBrandy Campanella
BrokerageLovemore Real Estate

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