See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

446 Grand Avenue, Delta, CO, 81416

2beds
1baths
944sqft
$279,000
$296price/sqft
$1,758/moest. monthly cost
$70,320/yrincome needed

About This Home

This well-maintained home offers fantastic value and peace of mind for the next owner. The seller has replaced the hot water heater, furnace, and sump pump within the last 2 years, ensuring reliable and long life for the future owners. Inside, the house is simple yet charming with laminate flooring in the kitchen, carpet throughout the bedrooms and living room, and a nicely updated bathroom featuring attractive wall paneling. Steps provide access to both the front and back entrances. Cooling is handled by a window swamp cooler unit. Outside, you’ll love the spacious, recently constructed large back deck—perfect for entertaining, relaxing, or enjoying the yard, which shines with a beautiful private back yard. The garage provides ample storage, with convenient alley access and extra parking. Best of all, the home is ideally located and just a short walk to Main Street. This move-in-ready gem combines classic appeal with important recent updates — a true standout in the neighborhood!

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

5/10
1/10
Grand Mesa Choice AcademyGrades 7-120.4 mi
5/10
Delta Middle SchoolGrades 6-80.4 mi

Construction

Condition

  • Year built: 1909

Materials

  • Roof: Asphalt
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dryer,Microwave,Freezer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet-Partial

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 944
  • Total interior livable area: 944 sqft

Property

Details

  • Parcel number: 345724102002
  • Zoning description: Residential Single Family

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation Pump

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Drought
Earthquake

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$83$996
Property Taxes $79$948
Electricity $186$2,232
Total$1,758$21,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,274/yr
40% on housing$52,740/yr
45% on housing$46,880/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 81416$174
Delta County$278

vs Homes Sold Last Month

Median $/sqft

ZIP 81416
Delta County$251

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$264,900
2026-07-16Listed for sale$279,000
2019-09-19Sold$155,777
2019-08-15Pending sale$155,777
2019-07-20Listed for sale$155,777
2011-06-24Sold$54,900
2005-01-06Sold$79,100

For Sale by Agent

AgentTeddy Berger
BrokerageColorado Land Home & Ranch

Similar Homes