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1011 Bluff St, Delta, CO, 81416

6beds
3baths
2,598sqft
$529,900
$204price/sqft
$3,183/moest. monthly cost
$127,320/yrincome needed

About This Home

Welcome to your newly updated, move-in ready Western Slope Base Camp. Boasting an expansive floor plan designed for an adventurous lifestyle, this exceptional home is centrally located near some of the most magnificent recreation areas in the world. Enjoy the peaceful, slower pace of Delta while remaining less than an hour from two regional airports, premier medical facilities, and a vibrant recreation center. You are just a short walk or bike ride from downtown dining, local breweries, and the scenic trails of the Gunnison River’s Confluence Park. Highly dog-friendly, this region is an absolute haven for you and your four-legged companions. Inside, large architectural windows flood the home with natural light, highlighting a crisp, newly painted interior and exterior dressed in a sophisticated neutral palette. Perfect for a growing household or multi-generational living, the upper-level features four generously sized, sun-lit bedrooms. The expansive primary suite serves as a true sanctuary, complete with a 5-piece bathroom, a large walk-in closet, and a private balcony deck perfectly situated to watch the sunrise with your morning coffee. A full second bathroom accommodates the guest rooms upstairs, while a convenient half-bath serves the main level. The main floor offers ultimate flexibility with two additional spacious rooms ideal for a dedicated remote work office, fitness room, studio or media room. The heart of the home features a large kitchen and dining area that flows seamlessly into the living room, creating a great environment for hosting family and friends. Outside, the low maintenance, irrigation-equipped landscaping offers time freedom. Your outdoor living space centers around a massive backyard deck for large gatherings along with infrastructure for a future hot tub. Rare alleyway access opens a world of convenience for outdoor enthusiasts. A dedicated concrete pad and adjacent graveled area provide secure, expansive storage for your RV, trailers, boats, or a custom play zone. A matching backyard shed adds excellent space for a workshop or garden storage. For the craftsman or hobbyist, the fully finished 2-car garage is an absolute dream—completely climate-controlled with forced air heating and cooling for year-round comfort. Complete with a home security system for total peace of mind, this home is entirely turnkey. Skip the high costs and delays of building custom; your turnkey Colorado lifestyle begins here at 1011 Bluff St.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

5/10
5/10
Delta Middle SchoolGrades 6-80.1 mi
1/10
Grand Mesa Choice AcademyGrades 7-120.2 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Asphalt,Composition
  • Construction materials: Stucco,Wood Frame

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Microwave
  • Laundry features: In Garage

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Upper
  • Dimensions: 235 sqft

Bedroom3

  • Level: Upper
  • Dimensions: 176 sqft

Bedroom4

  • Level: Upper
  • Dimensions: 180 sqft

Bedroom5

  • Level: Main
  • Dimensions: 150 sqft

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3

Dining Room

  • Level: Main
  • Dimensions: 375 sqft

Family Room

  • Level: Main
  • Dimensions: 375

Features

  • Ceiling Fan(s),Garden Tub/Roman Tub,Jetted Tub,Kitchen/Dining Combo,Upper Level Primary,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Window Treatments
  • Window features: Window Coverings
  • Flooring: Carpet,Hardwood,Laminate,Simulated Wood,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,598
  • Total interior livable area: 2,598 sqft

Kitchen

  • Level: Main
  • Dimensions: 182 sqft

Laundry

  • Level: Main
  • Dimensions: 480

Living Room

  • Level: Main
  • Dimensions: 375

Master Bedroom

  • Level: Upper
  • Dimensions: 400 sqft

Other

  • Level: Main
  • Dimensions: 100 sqft

Property

Accessibility

  • Accessibility features: None,Low Threshold Shower

Details

  • Parcel number: 345724402015
  • Zoning description: RES

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Open
  • Exterior features: Sprinkler/Irrigation,Shed
  • Has spa: Yes
  • Fencing: Privacy

Lot

  • Lot size: 7,840 sqft
  • Features: Sprinklers In Rear,Sprinklers In Front,Landscaped,Mature Trees
  • Lot size dimensions: 51' x 153'

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Drought
Earthquake

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$158$1,896
Property Taxes $150$1,800
Electricity $196$2,353
Total$3,183$38,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,131/yr
40% on housing$95,490/yr
45% on housing$84,880/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 81416$170
Delta County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 81416
Delta County$251

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$529,900
2026-07-01Price change$539,900
2026-06-04Price change$548,900
2026-05-28Price change$559,900
2026-05-21Listed for sale$564,500
2025-06-18Sold$356,000
2025-06-11Pending sale$369,000
2025-05-21Contingent$369,000
2025-05-19Price change$369,000
2025-05-12Price change$374,000
2025-05-05Price change$379,000
2025-04-25Listed for sale$399,900
2021-07-16Sold$375,000
2021-05-21Contingent$375,000
2021-04-30Listed for sale$375,000
2018-09-18Listing removed$279,900
2018-08-11Price change$279,900
2018-07-12Listed for sale$289,900

For Sale by Agent

AgentDENICE NIETHAMMER
BrokerageTHE RESOURCE GROUP, LLC

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