1515 Bluff Street, Delta, CO, 81416
About This Home
SHORT SALE - Opportunity Knocks on Bluff Street. This two-bedroom, one-bath home is ready for a full renovation and sits on a generous city lot in Delta, Colorado. It’s a true fixer-upper with major potential for the right buyer looking to bring vision and value to a property in a great location. Delta lies in one of the most ideal spots on the Western Slope, offering quick access to the Grand Mesa, Black Canyon, Paonia wine country, and world-class skiing in Telluride and Crested Butte. With hiking, biking, fishing, and river recreation nearby, and a charming downtown full of shops, cafes, and events, it’s an excellent hub for both adventure and small-town living. Bank approval is required. This is a great opportunity for investors, flippers, or anyone ready to take on a rewarding project in a growing Colorado community.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1938
Materials
- Roof: Asphalt
- Construction materials: Wood,Brick,Masonite,Other
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow,Other
- Property subType: Stick Built
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Exhaust Fan,Range,Refrigerator,Washer
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Cooling
- Cooling features: Evaporative Cooling
Dining Room
- Features: Living Room Dining
Features
- Flooring: Carpet-Partial,Linoleum
Interior Area
- Total structure area: 960
- Total interior livable area: 960 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 345724428005
- Zoning description: Other,Residential Single Family
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 4,791 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Inland Flooding
- Drought
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $986 | $11,832 |
| Home Insurance * | $58 | $696 |
| Property Taxes | $55 | $660 |
| Electricity | $186 | $2,232 |
| Total | $1,285 | $15,420 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-02 | Price change | $195,000 |
| 2026-02-20 | Price change | $199,000 |
| 2026-02-11 | Listed for sale | $219,000 |
| 2026-01-26 | Listing removed | $185,000 |
| 2026-01-21 | Price change | $185,000 |
| 2026-01-14 | Price change | $190,000 |
| 2026-01-07 | Listed for sale | $220,000 |
| 2025-12-18 | Listing removed | $185,000 |
| 2025-12-17 | Pending sale | $185,000 |
| 2025-10-16 | Listing removed | $185,000 |
| 2025-10-12 | Price change | $185,000 |
| 2025-10-10 | Listed for sale | $235,000 |
| 2017-10-23 | Sold | $128,500 |
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