4811 Spring Cir, Council Bluffs, IA, 51503
About This Home
Zero entry home in the Hills of Cedar Creek located in the Lewis Central School District. Home has had several upgrades including hardwood floors in the main floor living room (2020), LVP flooring in the lower level family room and steps (2022), fence (2021) & 14' x 16' deck (2025)! Master bedroom on the main floor with walk in closet & master bath. 3 spacious bedrooms upstairs along w the laundry and a full bath. Finished walkout lower level includes a rec room, 1/2 bath & an additional storage/workshop area that's approximately 180 sq. ft. with double doors to the backyard. Outside space is beautiful with a fenced in backyard, deck, patio & sprinkler system!
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2010
Materials
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Oven,Washer
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Features
- Finished area above ground: 2,436
Heating
- Heating features: Has Heating (Unspecified Type)
Interior Area
- Total structure area: 2,436
- Total interior livable area: 2,436 sqft
Property
Details
- Parcel number: 744303129003
- Lease amount: 0
Features
- Patio & porch: Deck
Lot
- Lot size: 6,969 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Winter Weather
- Heat Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,068 | $24,816 |
| Home Insurance * | $301 | $3,612 |
| Property Taxes | $516 | $6,192 |
| Electricity | $181 | $2,180 |
| Total | $3,066 | $36,792 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Contingent | $409,000 |
| 2026-07-31 | Listed for sale | $409,000 |
| 2020-07-17 | Sold | $310,500 |
| 2020-06-24 | Listed for sale | $298,000 |
| 2020-06-07 | Pending sale | $298,000 |
| 2020-06-06 | Listed for sale | $298,000 |
| 2010-12-03 | Sold | $229,000 |
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