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116 W 4th Ave, Clark Fork, ID, 83811

3beds
2baths
1,572sqft
$269,000
$171price/sqft
$1,710/moest. monthly cost
$68,400/yrincome needed

About This Home

Opportunity is knocking! Zoned Highway Commercial, this 3-bedroom, 2-bath home is full of potential and ready for its next chapter. Sitting on two city lots totaling 0.18 acres, with 1,572 square feet of space, the possibilities here are wide open. Yes, it needs some TLC, but that’s where your vision comes in. Whether you're dreaming of a renovation project, investment opportunity, or a space to truly make your own, this property is a blank canvas just waiting to be transformed. Outside, you’ll find a fully fenced backyard and a convenient storage shed; perfect for firewood, tools, or whatever projects you have in mind. Your next project starts here, come see what you can create!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

8/10
Hope Elementary SchoolGrades PK-66.2 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1944

Materials

  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Main

Bathroom2

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Fireplace features: Brick,Free Standing,Propane,Wood Burning,See Remarks
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,572

Heating

  • Heating features: Propane,Wood

Interior Area

  • Total structure area: 1,572
  • Total interior livable area: 1,572 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: RPC0059013007AA
  • Zoning description: Commercial

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 7,840 sqft
  • Features: City Lot,In Town,Level

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Avalanche
Inland Flooding
Landslide
Winter Weather
Cold Wave
Lightning
Wildfire

FEMA Declared Disasters in Bonner County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,360$16,320
Home Insurance $148$1,776
Property Taxes $61$732
Electricity $141$1,695
Total$1,710$20,520

Income You'd Need if You Spent...

35% on housing$58,628/yr
40% on housing$51,300/yr
45% on housing$45,600/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 83811$232
Bonner County$373

vs Homes Sold Last Month

Median $/sqft

ZIP 83811$222
Bonner County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$269,000

For Sale by Agent

AgentBrooke Hooten
BrokerageCENTURY 21 RIVERSTONE

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