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104 N Mill St, Clark Fork, ID, 83811

1beds
1baths
821sqft
$239,000
$291price/sqft
$1,639/moest. monthly cost
$65,560/yrincome needed

About This Home

In Town charming 1 bedroom 1 bath comfortable home on 2 city corner lots. Upgrades within the last few years include laminate flooring, newer appliances. House close to alley, leaving lots of front yard room. Includes a tool shed and wood shed. New home owner could file for Homeowners Exemption, to bring the property taxes down. Tax bill includes a Dump Sticker charge. Easy access to Highway 200, CF High School, local businesses, etc.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

8/10
Hope Elementary SchoolGrades PK-66.4 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1946

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Frame,T1-11

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator

Basement

  • Basement: None

Bathroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window features: Double Pane Windows,Insulated Windows,Vinyl
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 821

Heating

  • Heating features: Electric,Wall Furnace

Interior Area

  • Total structure area: 821
  • Total interior livable area: 821 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: RPC0062006011AA
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Panoramic
  • Frontage length: 70

Lot

  • Lot size: 7,840 sqft
  • Features: City Lot,In Town,Level
  • Lot size dimensions: 70 x 110

Parking

  • Parking features: Workshop in Garage,Gravel,Off Street
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Avalanche
Inland Flooding
Landslide
Winter Weather
Cold Wave
Lightning
Wildfire

FEMA Declared Disasters in Bonner County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance $131$1,572
Property Taxes $159$1,908
Electricity $141$1,695
Total$1,639$19,668

Income You'd Need if You Spent...

35% on housing$56,194/yr
40% on housing$49,170/yr
45% on housing$43,706/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 83811$234
Bonner County$373

vs Homes Sold Last Month

Median $/sqft

ZIP 83811$222
Bonner County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$239,000
2026-06-01Pending sale$239,000
2026-05-29Listed for sale$239,000
2026-02-05Sold--
2026-01-29Pending sale$210,000
2026-01-22Listed for sale$210,000
2019-10-22Sold--
2019-09-17Price change$79,500
2019-09-14Listed for sale$109,500
2016-10-24Listing removed$69,500
2016-04-25Listed for sale$69,500
2016-02-07Listing removed$69,500
2015-11-09Price change$69,500
2015-04-21Listed for sale$82,000

For Sale by Agent

AgentTerry Stevens, Cpa
BrokerageHERITAGE SHORES REALTY, INC.

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