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104 Cat Rd, Priest River, ID, 83856

5beds
2baths
1,500sqft
$400,000
$267price/sqft
$2,353/moest. monthly cost
$94,120/yrincome needed

About This Home

Escape the ordinary with this beautifully maintained off grid retreat just minutes from Coolin and the world-renowned Priest Lake. Nestled on 5.99 private acres, this spacious 5-bedroom, 2 bath home offers the perfect combination of independence, comfort, and North Idaho living. Designed for year-round self-sufficiency, the property is powered by an 8-panel solar system with 2 lithium-ion batteries, an inverter, and a dual fuel 7KW generator for dependable backup power. The home features both a wood-fired cook stove and a propane cook stove, and an efficient on demand water heater, a recently updated bathroom, and a durable metal roof built to withstand the seasons. Shelter area offers wood storage and covered parking. The spring-fed well provides a reliable water source, while the nearly 6-acre setting offers abundant space for a large garden, orchard, hobby farm, or simply enjoying the peace and privacy of your own mountain retreat. Enjoy the best of North Idaho!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
1/10

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: T1-11,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Laminate
  • Fireplace features: Wood Burning Stove,Gas Stove
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Wood Stove,Propane,Solar,Wood,Gas Stove

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Property

Details

  • Parcel number: RP000760000020A
  • Zoning: AF10

Features

  • Has view: Yes
  • View description: None

Lot

  • Lot size: 5.99 Acres
  • Features: Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Avalanche
    AvalancheRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Avalanche
Winter Weather
Cold Wave
Landslide
Lightning
Wildfire

FEMA Declared Disasters in Bonner County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance $134$1,608
Property Taxes $56$672
Electricity $141$1,695
Total$2,353$28,236

Income You'd Need if You Spent...

35% on housing$80,674/yr
40% on housing$70,590/yr
45% on housing$62,746/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 83856$261
Bonner County$373

vs Homes Sold Last Month

Median $/sqft

ZIP 83856$311
Bonner County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$400,000
2026-04-01Listing removed$400,000
2025-09-21Listed for sale$400,000
2008-06-09Sold--

For Sale by Agent

AgentJoel Haywood
BrokerageHeart and Homes Northwest Realty

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