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2866 Steamship Cir APT 3A, River Ridge, LA, 70123

1beds
1baths
680sqft
$114,900
$169price/sqft
$959/moest. monthly cost
$38,360/yrincome needed

About This Home

Motivated seller! Home Warranty included! Move-In Ready/Furnished Condo in River Ridge/Harahan - Renovated & Full of Charm! Welcome home to a beautifully updated condo in the heart of River Ridge. This 3rd floor unit offers vaulted ceilings and a skylight, which provides plenty of natural light and an spacious, airy feel.Enjoy modern upgrades including a fully renovated bathroom, refreshed kitchen with quartz countertops, stainless steel smart appliances, custom feature wall, and porcelain tile floors. Fresh neutral paint, custom blinds, new fixtures, and smart thermostat add comfort and style throughout. Highlights: Full-sized in-unit washer & dryer Wood-burning fireplace Generous walk-in closet Private balcony Community pool with tiki bar and a poolside bath Adequate off-street parking X Flood Zone Low COA fees Perfectly located near Elmwood, Earhart Expressway, and just minutes to New Orleans, dining, shopping, and healthcare. Whether you're looking for a primary home, weekend retreat, or investment property, this turnkey condo checks every box. Monthly fee includes: water, waste, lawn care, exterior maintenance, exterior insurance, WDO contract, and pool upkeep. Don't miss this rare opportunity - schedule your showing today!

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

6/10
Harahan Elementary SchoolGrades PK-82.1 mi
7/10
Riverdale High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Condominium,Residential

Interior

Bedroom1

  • Level: First
  • Area: 197.65

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 710
  • Total interior livable area: 680 sqft

Kitchen

  • Level: First
  • Area: 80

Living Room

  • Level: First
  • Area: 199.5

Property

Details

  • Parcel number: 0700006224
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground

Lot

  • Lot size: 0.32 Acres
  • Lot size dimensions: 112 x 125

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Other
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $580$6,960
Home Insurance *$167$2,004
Property Taxes $65$780
Electricity $147$1,773
Total$959$11,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,880/yr
40% on housing$28,770/yr
45% on housing$25,573/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.0%
16.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 70123$178
Jefferson Parish$159

vs Homes Sold Last Month

Median $/sqft

ZIP 70123$177
Jefferson Parish$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Price change$124,900
2026-01-09Price change$129,900
2025-11-06Price change$135,000
2025-09-27Listed for sale$139,900
2024-07-19Sold--
2024-07-01Pending sale$100,000
2024-07-01Contingent$100,000
2024-06-20Price change$100,000
2024-05-14Listed for sale$105,000
2021-07-26Sold--
2005-04-11Sold--

For Sale by Agent

AgentWalthin Cardwell
BrokerageMatchbox Real Estate

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