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109 Moss Rd, Creedmoor, NC, 27522

2beds
1baths
1,020sqft
$219,900
$216price/sqft
$1,660/moest. monthly cost
$66,400/yrincome needed

About This Home

Opportunity is knocking in Creedmoor! A brick ranch with a nice-sized living room and large open kitchen with breakfast area. This two-bedroom, one-bath home has hardwoods through most of the rooms, and an attached carport with laundry room adds everyday convenience. Out back, a one-car detached garage with workshop space gives you room to work and store. Bring your vision and make this one your own! Offer Instructions are in the Agent Only Section.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

--
Creedmoor ElementaryGrades PK-50.4 mi
4/10
G C Hawley MiddleGrades 6-80.4 mi
4/10

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Microwave,Range
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup,See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Vinyl,Wood,See Remarks
  • Finished area below ground: 0
  • Finished area above ground: 1,020

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: Central Air,Electric,Other

Interior Area

  • Total structure area: 1,020
  • Total interior livable area: 1,020 sqft

Property

Details

  • Parcel number: 089610454974

Features

  • Levels: One
  • Stories: 1
  • Fencing: None
  • Has view: Yes

Lot

  • Lot size: 0.33 Acres
  • Features: Back Yard,Level

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Covered,Detached,Driveway,Garage,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Hurricane
Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Granville County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$99$1,188
Property Taxes $250$3,000
Electricity $200$2,405
Total$1,660$19,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,914/yr
40% on housing$49,800/yr
45% on housing$44,266/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 27522$147
Granville County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 27522$176
Granville County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$209,900
2026-06-25Listed for sale$219,900
2024-05-17Sold$246,500
2024-03-29Pending sale$249,000
2024-03-24Listed for sale$249,000

For Sale by Agent

AgentTracey G Shrouder
Brokerage360 REALTY

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