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26389 Reilly Beach Rd, Bovey, MN, 55709

6beds
4baths
3,600sqft
$448,000
$124price/sqft
$3,356/moest. monthly cost
$134,240/yrincome needed

About This Home

Very spacious and private location. Walking distance to the lake with beach and public landing and dock. The main level of the house has 2 bedrooms and 2 baths with lots of closets. The skylights have remotes to open. There are 2 patios and 2 decks with the rear deck having a handicap ramp. The lower level is walkout and could be a separate unit. The 4 bedrooms are dorm style with 2 on each side of the hall and access to the second bedroom on each side is through the larger bedroom. All bedrooms have closets. Basement bathrooms only have showers in each. House has a more rustic decor with lots of wood. The basement kitchen is more of a kitchenette and dining area. Main level kitchen is more updated with a nice island area with a sink and room for stools. The garage is a 2+ car garage with a large second workshop area that is heated. The basement also has in floor heat and has a plug in for a generator. and also off peak heat. Roof was reshingled 10 years ago with 30 year shingles. Furnace and central air are both about 5 years old. Snowmobile trails are at the end of the driveway for easy access and Mount Itasca is only a few miles away .

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
5/10
4/10
Vandyke Elementary SchoolGrades PK-44.6 mi

Construction

Condition

  • Year built: 1992

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Basement,Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished,Full,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 121
  • Dimensions: 11 x 11

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 11 x 12

Bedroom3

  • Level: Basement
  • Area: 99
  • Dimensions: 9 x 11

Bedroom4

  • Level: Basement
  • Area: 121
  • Dimensions: 11 x 11

Bedroom5

  • Level: Basement
  • Area: 99
  • Dimensions: 9 x 11

Bedroom6

  • Level: Basement
  • Area: 121
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 3

Dining Room

  • Level: Main
  • Area: 96
  • Dimensions: 12 x 8

Family Room

  • Level: Basement
  • Area: 210
  • Dimensions: 15 x 14

Features

  • Finished area below ground: 1,456
  • Finished area above ground: 1,456

Heating & Cooling

  • Heating features: Dual Fuel/Off Peak,Forced Air,In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,600
  • Total interior livable area: 3,600 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12 x 12

Kitchen2Nd

  • Level: Basement
  • Area: 121
  • Dimensions: 11 x 11

Laundry

  • Level: Main
  • Area: 121
  • Dimensions: 11 x 11

Living Room

  • Level: Main
  • Area: 195
  • Dimensions: 15 x 13

Utility Room

  • Level: Basement
  • Area: 168
  • Dimensions: 12 x 14

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 970081201
  • Zoning description: Residential-Single Family
  • Other equipment: Fuel Tank - Owned
  • Wooded area: 653400
  • Foundation area: 1456

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 27.10 Acres
  • Features: Irregular Lot,Tree Coverage - Medium
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Gravel,Electric,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Itasca County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,265$27,180
Home Insurance *$352$4,224
Property Taxes $436$5,232
Electricity $303$3,643
Total$3,356$40,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,062/yr
40% on housing$100,680/yr
45% on housing$89,493/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 55709$155
Itasca County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 55709$153
Itasca County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-28Listed for sale$465,000
2007-11-30Sold$200,000

For Sale by Agent

AgentShelley R Museus
BrokerageMuseus Team Realty, LLC

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