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42315 County Road 117, Cohasset, MN, 55721

3beds
2baths
1,944sqft
$369,999
$190price/sqft
$2,487/moest. monthly cost
$99,480/yrincome needed

About This Home

Welcome to peaceful Northern Minnesota living at 42315 County Road 117 in Cohasset. Set on a beautiful lot with mature trees and scenic water views, this updated home offers the perfect mix of comfort, style, and outdoor serenity. Inside, you will love the bright entry with shiplap style walls, warm flooring, and an inviting open layout filled with natural light. The kitchen features white cabinetry, stainless steel appliances, generous counter space, and a clean modern feel that flows easily into the living area. Large windows frame the surrounding nature, creating a calm and relaxing atmosphere throughout the home. The living room is spacious and comfortable, while the bedrooms offer a clean, neutral design with great natural light. Outside, enjoy a quiet setting surrounded by trees, open yard space, and beautiful views toward the water and wetlands. New gutters and downspouts are already in place, and here is the bonus: with an acceptable offer, the seller will include a brand new roof, a $20,000 value and one less thing on your to do list. An attached garage adds convenience, and the location offers the privacy of country living while still being just minutes from Cohasset and Grand Rapids. A beautiful setting, updated interior, and true Up North feel make this one you will not want to miss.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
7/10

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Partially Finished,Storage Space,Sump Pump

Bedroom

  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Bedroom2

  • Level: Main
  • Area: 135
  • Dimensions: 13.5x10

Bedroom3

  • Level: Main
  • Area: 142.5
  • Dimensions: 15x9.5

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 504
  • Finished area above ground: 1,440

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 2,135
  • Total interior livable area: 1,944 sqft

Kitchen

  • Level: Main
  • Area: 216
  • Dimensions: 18x12

Living Room

  • Level: Main
  • Area: 252
  • Dimensions: 14x18

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 690221308
  • Zoning description: Residential-Single Family
  • Foundation area: 1440

Features

  • Levels: One
  • Stories: 1
  • Fencing: None
  • Has view: Yes
  • View description: Panoramic,River,South,West
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Channel Shore,River Front,River View
  • Frontage length: Water Frontage: 219

Lot

  • Lot size: 0.89 Acres
  • Features: Accessible Shoreline,Irregular Lot
  • Lot size dimensions: 219 x 159.8 x 199 x 182.8

Parking

  • Total spaces: 2
  • Parking features: Attached,Gravel,Asphalt,Garage Door Opener,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Itasca County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$200$2,400
Property Taxes $247$2,964
Electricity $170$2,050
Total$2,487$29,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,268/yr
40% on housing$74,610/yr
45% on housing$66,320/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 55721$195
Itasca County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 55721$239
Itasca County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$364,999
2026-07-30Price change$369,999
2026-06-01Listed for sale$375,000
2022-09-23Sold$300,000
2022-09-20Pending sale$315,000
2022-08-15Contingent$315,000
2022-08-05Price change$315,000
2022-07-20Listed for sale$325,000
2022-06-07Pending sale$325,000
2022-05-27Listed for sale$325,000
2020-07-09Sold$50,000

For Sale by Agent

AgentMalcolm Wallaker
BrokeragePemberton RE

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