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118 SE 3rd Ave, Grand Rapids, MN, 55744

4beds
2baths
1,188sqft
$219,900
$185price/sqft
$1,592/moest. monthly cost
$63,680/yrincome needed

About This Home

Well cared for updated 2 story home in SE Grand Rapids, close to the YMCA. Since 2016 updates include siding, roof, windows, kitchen and more! 4 bedrooms with 1 on the main floor, laundry in lower level. Very clean and bright! Deck will be repaired prior to close. Fireplace never used, stove will be replaced with accepted offer.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

7/10
West Rapids ElementaryGrades PK-22.0 mi
7/10

Construction

Condition

  • Year built: 1999

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom

  • Level: Main
  • Area: 143
  • Dimensions: 11 x 13

Bedroom2

  • Level: Upper
  • Area: 110
  • Dimensions: 10 x 11

Bedroom3

  • Level: Upper
  • Area: 90
  • Dimensions: 9 x 10

Bedroom4

  • Level: Upper
  • Area: 90
  • Dimensions: 9 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 169
  • Dimensions: 13 x 13

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,188

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,980
  • Total interior livable area: 1,188 sqft

Kitchen

  • Level: Main
  • Area: 200
  • Dimensions: 10 x 20

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 916715540
  • Zoning description: Residential-Single Family
  • Foundation area: 792

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 50 x 145

Parking

  • Total spaces: 1
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Itasca County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$144$1,728
Property Taxes $167$2,004
Electricity $170$2,050
Total$1,592$19,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,582/yr
40% on housing$47,760/yr
45% on housing$42,453/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 55744$183
Itasca County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 55744$143
Itasca County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$214,900
2026-07-13Listed for sale$219,900
2017-12-29Sold$129,900
2017-12-27Pending sale$129,900
2017-10-10Listed for sale$129,900
2015-11-30Sold$34,000
2015-11-14Pending sale$37,500
2015-11-05Price change$37,500
2015-10-06Price change$45,000
2015-09-05Listed for sale$55,000

For Sale by Agent

AgentTODD STONE
BrokerageMN DIRECT PROPERTIES

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