49745 County Road 192, Deer River, MN, 56636
About This Home
Lovely Quaint home on the one and only Big Beautiful Bowstring Lake! 5 bed, 3 bath home is sure to accomodate all your guests... or have it all to yourself! Enjoy 150ft of awesome swimming shore and yard space with the 3 acre lot. Both the upstairs and downstairs have full kitchens for your convenience! Multiple updates including new paint, flooring, siding, doors, etc... A 24x24 Poured concrete garage and a 30x40 dirt floor shop, both with power, gives you the storage and work space you need. Some of the best fishing in the area with numorous atv trails and thousands of acres of public land right out your back door for more space to roam. Property is ready and looking for you, the next owner to enjoy!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1979
Materials
- Roof: Age Over 8 Years,Architectural Shingle
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Laundry features: In Unit
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 2
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 1,744
- Finished area above ground: 1,744
Heating & Cooling
- Heating features: Baseboard,Boiler,Ductless Mini-Split
- Cooling features: Ductless Mini-Split
Interior Area
- Total structure area: 3,488
- Total interior livable area: 3,488 sqft
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 090072114
- Zoning description: Residential-Single Family
- Foundation area: 1744
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Enclosed,Screened,Wrap Around
- Has view: Yes
- View description: Lake,Panoramic
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront Elevation(0-4),Lake Bottom(Gravel,Sand)
- Frontage length: Water Frontage: 150
Lot
- Lot size: 3 Acres
- Lot size dimensions: Irregular
Parking
- Total spaces: 4
- Parking features: Detached Garage,Tuckunder Garage
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Itasca County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,386 | $28,632 |
| Home Insurance * | $380 | $4,560 |
| Property Taxes | $492 | $5,904 |
| Electricity | $294 | $3,530 |
| Total | $3,552 | $42,624 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-20 | Listed for sale | $489,000 |
| 2026-02-03 | Listing removed | $489,000 |
| 2025-12-15 | Price change | $489,000 |
| 2025-11-01 | Listed for sale | $498,000 |
For Sale by Agent
View on Zillow