10966 S Frontage Rd, Pine City, MN, 55063
About This Home
Wonderful opportunity-rare find on Pokegama. Few properties come up for sale on this wonder lake with convenient location. Same owner over 20 years. Newer larger 2008 home with over 1300 sq ft anchored/tied down!! 4 bedrooms and 2 full bathrooms. Owners suite with private bath-whirlpool and separate shower. Great addition of a 3 season porch with steel roof and deck for enjoying the outdoors and evenings by the lake. Plus an oversized 2 car detached garage, all on a double lot with over 175 feet of lake front!! Oversized large 12.5x18.5 storage shed with vinyl siding and steel roof for the lake toys and lawn care equipment. And, there is a 56 foot roll in floating/adjustable dock included!! Enjoy the breath taking sunrises, and the lake life with over 3000 acres between Pokegama Lake and Cross Lake connected via the Snake River with 2 restaurants accessible by boat. Well was redrilled around 2008, approx 130 ft deep. The perfect family get away near many of the features of Pine City has to offer and approximately 1 hour and 10 minutes from the cities!!! Much of the personal property to be included. There are 2 lots to this sale- please use both PIDS#s 028.5269.000 and 028.5270.000.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2009
Materials
- Roof: Asphalt,Pitched
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Exhaust Fan,Gas Water Heater,Range,Refrigerator
Basement
- Basement: Crawl Space
Bedroom
- Level: Main
- Area: 192
- Dimensions: 12x16
Bedroom2
- Level: Main
- Area: 100
- Dimensions: 10x10
Bedroom3
- Level: Main
- Area: 100
- Dimensions: 10x10
Bedroom4
- Level: Main
- Area: 81
- Dimensions: 9x9
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Deck
- Level: Main
- Area: 180
- Dimensions: 10x18
Features
- Finished area below ground: 0
- Finished area above ground: 1,616
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,616
- Total interior livable area: 1,616 sqft
Kitchen
- Level: Main
- Area: 192
- Dimensions: 12x16
Living Room
- Level: Main
- Area: 304
- Dimensions: 19x16
Screened Porch
- Level: Main
- Area: 160
- Dimensions: 10x16
Property
Accessibility
- Accessibility features: No Stairs Internal
Details
- Parcel number: 0285269000
- Zoning description: Residential-Single Family
- Foundation area: 1300
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Enclosed,Rear Porch
- Has view: Yes
- View description: Bay,East,Lake,South
- Has water view: Yes
- Water view: Bay,Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront Elevation(4-10),Lake Bottom(Gravel,Sand,Weeds)
- Frontage length: Water Frontage: 175
Lot
- Lot size: 0.66 Acres
- Lot size dimensions: 175 x 175
Parking
- Total spaces: 2
- Parking features: Detached Garage,Asphalt,Garage Door Opener,No Int Access to Dwelling
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Pine County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,731 | $20,772 |
| Home Insurance * | $324 | $3,888 |
| Property Taxes | $215 | $2,580 |
| Electricity | $170 | $2,050 |
| Total | $2,440 | $29,280 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Price change | $342,500 |
| 2026-06-09 | Listed for sale | $359,900 |
| 2004-10-01 | Sold | $193,900 |
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